• The Metabank Facecard Prepaid Mastercard’s prepaid and reloadable capabilities make it a sensible and flexible way to spend money, without the fear of creating insurmountable debt or over-limit fees.

• The Metabank Facecard Prepaid Mastercard’s Prewards Program is impressive, offering discounts for shopping at your favorite stores, restaurants and online merchants, which means more cash in YOUR pocket.

• Enhanced Parental Controls allow parents to specify the use of a teen’s spending and even set up alerts for when the Facecard has been used, if someone has gifted their teen, or when the balance falls below a certain balance.

The Metabank Facecard Prepaid Mastercard, issued by Metabank, is a prepaid, reloadable version of a typical credit card that can be used at ATM’s worldwide, and wherever credit or debit Mastercards are accepted. Facecards come with a wide array of attractive features, including a rather impressive rewards program, and provide consumers with a safer, debt-free alternative to bank-issued credit cards that never results in frustrating overdraft fees because you can’t spend more than what you have deposited on the card. Plus, there is no credit check, and everyone is approved! Metabank Facecards are great for students, young adults getting used to using credit or anyone looking for a convenient way to pay bills and make purchases in stores or online. Simply deposit at least $10, up to $2500, and the Facecard is ready to use, just like a debit or credit card.

Convenient and Economical

Don’t want to carry cash? Want a safe way to pay bills online or send cash to relatives? Need a better way to keep track of the money you are spending on a daily basis? The Metabank Facecard Prepaid Mastercard is the perfect substitute for high-interest credit cards, because you can only spend the money you have, and don’t end up paying for money you don’t. Sign up for a Facecard for a very low sign-up fee of only $5, and you can start taking advantage of free direct deposit and bill pay,  with a monthly fee of only $3. Even better, have your paycheck deposited and/or spend at least $100 each month and the monthly fee is waived. There are never any interest rates, overdraft fees or interest rates. You can load money from your bank account or a credit or debit card twice per day, up to four times per week and 10 times total per month, online, over the phone or even using your mobile phone. The user-friendly features that come along with the Facecard Mastercard include daily and low-balance notifications via text message, an easy-to-use online account management interface, as well as social networking capabilities, such as a Facebook application that allows cardholders to gift money to other cardholders through Facebook, for the always socially connected cardholders. You can also create your very own “wish list” with the Facecard Facebook app, so that friends and family members can send money for the items you want the most on birthdays and holidays.

Comprehensive Parental Controls

If you are looking for a way to teach your teenager how to use credit, the Metabank Facecard Prepaid Mastercard is the perfect option for your child’s first plastic payment option, allowing you full monitoring of when and where they spend their money, with no risk of high debt or over-limit fees. Parents have access to all of their children’s account information and the Metabank Facecard comes fully loaded with a set of parental controls that allow parents to set alerts for when and where the card has been used, when their teen has been gifted and from whom, and of course when their balance has fallen below a certain amount. The best feature is that parents decide how much money goes on the card so your teen’s budget is pre-determined and they cannot spend more than they have. That makes the Metabank Facecard Prepaid Mastercard a valuable financial teaching tool for parents looking to pass along good budgeting habits to their children.

Prewards = More Cash in Your Pocket 

Not only is the Metabank Facecard Prepaid Mastercard a flexible and low-cost alternative to a credit card or debit card, it comes with a free rewards program called the Facecard Prewards Program, which puts money back into your pocket every month through coupons and direct discounts at retailers, online merchants and restaurants that you love. Just by using your Facecard, you will earn an average of $15 savings per month from the rewards offered by Metabank. Simply log into your online Facecard account and customize your Prewards profile to specify the retailers you prefer and then shop with them. You will get automatic discounts and coupons on your purchases with those retailers – it is that easy.

Easy Peer-to-Peer Gifting

It’s also never been easier to send money to friends or family, whether you are lending, paying back or sending a gift. By just typing in a name or email address, an amount and clicking “Send,” the money is on way immediately. It’s quick, easy and the recipient has speedy access to the money on their Facecard. This can come in handy for kids away at school who need money in an emergency, sending money as a gift or paying back a loan. And best of all, there is no fee involved so it’s a great alternative to a wire transfer or Paypal transaction.

Safer Than Carrying Cash

Carrying cash is always risky – if your cash is stolen, you are out of luck. But Facecard guarantees that if your card is stolen, you will not have to pay for unauthorized purchases. Simply follow a simple process of reporting your stolen or lost card and Metabank will handle the rest. You can have peace of mind knowing that your money is safe and sound.

And speaking of peace of mind, if you are at a restaurant and are short on the bill, you will automatically be covered for the cost of the bill, plus 20% for the tip, so you will never be stranded without enough money to pay for your meal. 

An Easy Choice

The Metabank Facecard Prepaid Mastercard is a smart and cost-effective choice of prepaid debit card, especially for parents looking for the ultimate in control over their children’s finances to help them budget and teach them about using credit. With a low sign-up and monthly fee, no overdraft, interest or finance charges ever and an excellent rewards program that puts money back in your pocket, the Facecard proves to be a secure and beneficial way to spend money. Easy online money management tools and social networking integration make the Facecard even more convenient and helpful for today’s busy lifestyle– which makes the decision to get a Metabank Facecard Prepaid Mastercard an easy one.