The Palm Desert National Bank is a subsidiary of Palm Desert Investments and was first established in 1981, with its first branch opening in Palm Desert, Ca.  They are a nationally chartered financial institution whose assets have reached over 300 million.  Their electronic banking division was established in 1994, which in turn allowed them to offer banking services to citizens throughout the United States.  The Palm Desert National Bank has been one of the frontrunners for many technologically advanced online banking services.

They offer a variety of services for both the individual and businesses.  Some of the Individual services include both online and standard banking accounts, credit, ATM, Visa debit cards and various types of loans.  Some of their commercial services include standard and online banking accounts, business services and several types of business loans. 

The Palm Desert National Bank offers a wide variety of credit cards ranging from traditional credit linked cards to prepaid no credit required cards, so they have something for virtually everyone.  Their prepaid cards are great for people with credit problems who are looking to help improve or re-establish their credit score.

Their most popular prepaid card is the Palm Desert National Bank AccountNow Prepaid Visa.  This prepaid visa offers a guaranteed approval rate, regardless of credit history and employment status.  It actually works in much the same way of a traditional banking account with the benefits of a credit card.  The one big bonus is there is no fear of hidden costs such as overdraft fees, interest rates or late payment fees.  The Palm Desert National Bank is a trusted name in banking offering services people want, right from the comfort of their own homes.