• There is guaranteed approval so if you have had issues with obtaining a checking account or credit card and want the advantages that come with being a MasterCard owner you can. 

• Great monthly prizes of up to $1000.00 simply for using your card to make purchases or for making deposits onto your account.

• You can have your funds added from our paycheck or government check for free.  Deposits can also be made from your PayPal account or personal checking account.  All can be quickly done online.

The Bancorp Bank American DreamCard Prepaid MasterCard is just that, an absolute dream of a prepaid card.  This Prepaid card offers 100% approval for each and every applicant and all you have to do is simply complete the mandatory personal information required by all financial institutions.  If you have had issues in the past with obtaining a traditional credit card or opening a checking account, perhaps due to credit issues, then this may just be the option for you.  Even for people who have the traditional MasterCard this card is an excellent if you are looking for an additional card that is not linked to your credit since there are no credit checks.

For people who need a credit card to obtain hotel reservations, car rentals or make online purchases then this is an excellent option for you.  Simply give your prepaid card number and you can easily book hotel reservations without having to make it to the hotel by a certain time for fear of losing your room. You will not have to worry about coming up with a cash deposit at hotels when you have your prepaid card with you.  The funds will simply be put on hold by the hotel until your bill is settled.  It’s that easy.

Adding fund to your Bancorp Bank American DreamCard MasterCard is quick and easy.  There is no need to have to go through the hassle of taking money from your bank account and then placing it on the card. You have the option of having money sent to the card through the direct deposit option which is absolutely free for you can take advantage of.  Not only can your paycheck be sent directly to your card as well as government benefits check.  You’re tax returns for instance can easily be transferred directly into your account for no additional fee.  It is a quick and simple process to have it set up right online, where your account can be accessed 24/7.  Your card can hold a balance of up to $10.000.  Unlike checking accounts there is no overdraft fees to have to worry about.

You can also add cash to your card at over a 100,000 distinct locations all over the United States.  All you need is your card number and program name and you can easily put money into your account using Western Union, Green.Dot MoneyPak or MoneyGram.  When using the Green.Dot MoneyPak there is a slight charge of $4.95 for each deposit into your account.  Money can also be added to your card by sending it from your bank checking account to your Bancorp Bank American DreamCard MasterCard prepaid, it is a simple process to set up and can also be done from home on the internet.  Money can also be transferred easily from your PayPal account after a quick online set-up process.  Fund added to your account through retailers will be added the very same business day. If you are sending funds from a bank account to your prepaid card then it will take up to the standard 5 business days to show on our card balance. 

Spending money from your Bancorp Bank American DreamCard MasterCard prepaid is just as convenient and easy as using a traditional MasterCard and it is accepted at any locations that accept the traditional one.  There are no service fees to use your card at retailers online or in store.  This makes it exceptionally useful for online retailers who generally require a credit card to process orders.  You can also easily withdraw funds from your card at virtually any ATM location.   The ATM fee is $2.95 per transaction in addition to whatever the fee would be for the institution who owns the ATM. 

As an added bonus, Bancorp Bank American DreamCard MasterCard prepaid is also offering great contests and sweepstakes as a thank you to their values customers.  Each month there is a monthly jackpot and winner for a prize of up to $1000.00. You gain entries simply by making purchases and for loading your card. 

It is easy to check your account history and balance online.  If you do prefer to have a paper statement, for a small fee, all you need to do is contact the American DreamCards customer service and they will be more than happy to set up monthly paper account statements via the mail.  An additional way of getting your account information is to set up your cellphone to send out account updates.  If you sign up for direct deposit then the benefit of having updates sent to your cellular phone is completely free.  There is no annual fee for the first year that you are a cardholder, after the first year there will be a fee of $59.00 which is charged annually.

Unlike when you use cash, when you use your Bancorp Bank American DreamCard MasterCard prepaid your money is protected by Bancorp Bank in the event that your card is lost or stolen.  All you need to do if you lose your card or it’s stolen is call one of the friendly and helpful customer service representatives at their toll free number to report it.

If you are looking for a card that can give you benefits like great contests and regular cash giveaways then the Bancorp Bank American DreamCard MasterCard prepaid is the one for you.  Loading the card has never been so easy and it is an excellent choice over a standard checking account and all the additional fees that banks charge for those types of accounts.  By using your prepaid card you will no longer be charged service fees like you do at the bank just for spending your own money.  That combined with the fact that all direct deposits have no fees attached make this card a great choice for someone that wants the convenience of cash but with the security and flexibility that comes with the MasterCard name.