Get your financial life in order and add convenience to your daily life: manage your money, control your spending, save money and gain financial freedom. This is what you get when you use the Bancorp Bank Original Prepaid Visa RushCard. The RushCard is ideal for those who have poor credit or are trying to rebuild credit while managing their money. Acceptance is virtually guaranteed.
Maybe you don’t have a credit card, maybe you can’t get one, or maybe you don’t want one! You might not have a bank account, either. Due to job loss, foreclosure, bankruptcy, a bad divorce or plain poor credit, you can struggle to get back on your financial feet. But in order to make many kinds of purchases, you need a credit card, and you also end up paying high check cashing fees without a bank account. The Bancorp Original Prepaid Visa RushCard comes to your rescue.
A prepaid card means that you add money to the card, and this becomes your spending limit. You don’t take on debt, you don’t pay finance charges, you don’t extend yourself and you don’t use credit. You control and use the money you have, and budget yourself appropriately. Load up your card, and then use the card to pay bills, make purchases or use the ATM.
It is easy to add money to your Prepaid Visa RushCard. You can set up a free direct deposit of your paycheck or government check to the card. Just think, no more driving to the check-cashing location, no waiting in lines, no more walking around unprotected with cash. Your money will be transferred automatically to the card for your use. In addition to the free direct deposit, you can also load your card in a number of other ways, too. Add cash, checks, or money orders at any number of local retail sites; transfer balances directly from PayPal; even do card-to-card transfers.
Card-to-card transfers are very easy, and can give you more options. Send money to your family or friends who have a RushCard. Perhaps you have a child away at school – here is a perfect way to provide him with money for expenses, in a fast and safe way. Or perhaps you have a relative who is disabled or needs some help. Or it is your sister’s birthday, but she lives across the country and she could use money instead of a new dress. Use the card-to-card transfers efficiently and in a snap.
Use your Bancorp Original Prepaid Visa RushCard wherever Visa is accepted, which means at millions of locations. When making a purchase, choose the “credit” option if you would like to sign for the purchase or the “debit” option if you prefer to use your PIN number. Each PIN transaction will cost $1.00, so it is better to choose the signature option when possible. And there is more – you can use the online Bill Pay function to pay your bills. There is a small fee to use the service, but no more stamps, no more fees for money orders, no more delays in payment.
There are two special bonuses with the Bancorp Original Prepaid Visa RushCard:
1) You get discounts on prescription drugs (with free enrollment), and
2) If you refer a friend to the RushCard, you get paid $5.00 for each friend that becomes a cardmember.
Your free enrollment in the Prescription Discount Plan means you will get 10% to 85% discount on your prescription drugs, accepted at more than 56,000 pharmacies nationwide. You simply show your card at the pharmacy, which may be usable even with insurance. The RushCard website has a handy pharmacy locator tool. The RushCard wants to help you save money every way you can.
The powerful money tools online will help you learn to manage your money and work with a budget while it helps you build your credit history. Use free enrollment in the “RushPath to Credit”, and all of your payments will be reported to the participating credit agencies. Pay your rent, utilities, car payments and many other types of bills with the card. This will help you build up a record of creditworthiness.
Without a credit card, it is almost impossible to buy an airline ticket, rent a car or make a hotel reservation. If you must travel – whether to a funeral, on a last-minute trip for business, or simply on a short getaway to recharge – you need a credit card. The RushCard will get you there, allowing you to rent the car, make airline and hotel reservations.
Check your balances 24/7 by logging in to the website or by calling the automated number, which is always free. You can also set up the RushTEXT alerts, another free service. That’s convenience – no matter where you are, you can be informed. Customer service is always available, should you have a problem or a question.
The Prepaid Visa RushCard is safer than cash and can save you plenty. Let’s look at the fees. There are actually two programs to choose from: the “Pay Monthly Program” (direct deposit of your paycheck) or the “Pay As You Go Program”.
The Prepaid Visa RushCard has a handy calculator on its website to work out what your typical monthly fee would be. They also have a number of other useful money tools. It makes sense to set up direct deposit, which is free. The maximum amount that can be spent on the card per day is $2,500.00 and the maximum value of the card is restricted to $9,999.00.
Note: the RushCard agreement states that when purchasing gasoline, you must pay at the service counter and not at the automated fuel dispenser. A “preauthorization” may occur with some purchases, meaning the vendor places a hold until final payment is made – and the hold may last up to 7 days, so that you are not able to spend that amount on your card.
Another bonus of the RushCard is the Cash Back Rewards for the “Pay As You Go Program”. Each purchase made to your card costs $1.00, but those fees are capped at $10.00 per month. So you will be credited back the cash for all transactions over $10 in the following month.
Apply for the Origial Prepaid Visa RushCard today by Bancorp. You are guaranteed acceptance and can start to put order back into your financial life. You can be confident with the Bancorp name behind this card, and proud to use it. |