• It’s easy to get a card with no credit check. Simply purchase the card, apply the funds and then complete the activation. Now you’re ready to begin making purchases and track your spending online.

• With the option of having the card funded through direct deposit, there’s no running out on payday to get your check cashed. Simply verify the money’s there and you can make payments and use the card immediately.

With the Bancorp Bank READYdebit Platinum Visa Prepaid Card, issued by Bancorp Bank, you can load funds on your card through many easy to use methods.  You can go to a local merchant, set up direct deposit or initiate an automatic transfer from your traditional bank account.  You can even transfer money to and from your card between other READYdebit Card holders.

Online access makes managing your finances a breeze. You can check balances, view statements, transfer money to other members, and pay bills.  If you sign up for direct deposit, the online bill pay feature is absolutely free. You can pay as many bills as you want. Even without direct deposit, you only pay if you use the service.  If you need to use it one month, but not the next, you will only be charged for the month where you actually paid bills. You can also have your balance texted to you at anytime.

With the Bancorp Bank READYdebit Platinum Visa Prepaid Card, there is never a credit check and you’re not charged interest and there are no late fees.

Why do I need a prepaid visa?

Have you gotten into a sticky spot with a bank in the past?  Perhaps you are now unable to open a standard bank account, forcing you to pay check cashing fees every payday.  The Bancorp Bank READYdebit Platinum Visa Prepaid Card is the perfect solution for you.  Since there are no checks, you are unable to overdraw the account, thus avoiding outrageous overdraft fees.  You can set up direct deposit through your employer to fund the card automatically each payday. There’s no more running to the bank or check cashing merchant. Once the card is funded, you can pay your bills and use the card immediately.

You might have excellent credit, but just paid off all of your credit cards.  They’re very convenient to use when shopping, but you worked hard to pay them off and you want to remain debt free. The Bancorp Bank READYdebit Platinum Visa Prepaid Card is an ideal way to keep that convenience without the monthly bill.  By funding only what you want to spend, you’re removing the temptation to buy a little something extra at the expense of your budget. Just like your standard credit card, they are accepted anywhere Visa is. You can still go out to eat, do the kids’ school shopping and make your holiday purchases, all with the knowledge that there’s no surprising bill showing up later.

Have you ever gotten a call from a family member that is in need of cash?  If they live across the country, getting them the funds they need can be a challenge. This often requires you to go to a merchant that offers wire transfers, and then your brother or sister has to wait at the receiving end for the transfer to go through. If you both have the Bancorp Bank READYdebit Platinum Prepaid Visa Card, you can fund their card immediately, no waiting around and no wire transfer fees. This can be done by either logging in online, or if you are in a situation where you don’t have access to a computer, you can complete the transaction by phone. It’s fast and convenient, which is a lifesaver in those unexpected emergencies that we all occasionally find ourselves in.

As a parent, you always worry about your children when they are away from home.  By giving them a Bancorp Bank READYdebit Platinum Visa Prepaid Card, financial assistance is never far away when needed.  Whether they are stuck on the side of the road, or stuck in another town, with the card to card transfer option, you can get that tire fixed or purchase  an airline ticket to have them on their way again.

If you travel, having large amounts of cash can make you vulnerable to fraud and theft.  These thieves are masters at watching tourists to determine who has cash. One slip of the hand and your cash and wallet are gone.  When you travel, the Bancorp Bank READYdebit Platinum Visa Prepaid Card is a much safer option. With the Visa’s zero liability policy, there’s no worry about unauthorized transactions. Just report the card stolen as soon as possible, and they will handle the rest.

In today’s society, paying with a credit card is still a symbol of success and financial security.  Even though having a credit card doesn’t make this necessarily true, without some form of plastic you can still give a bad impression to colleagues and business clients.  If part of your job is to entertain clients and make business connections, you need a means to pay that gives them the confidence that they’re doing business with someone who is on top of the game. The READYdebit Platinum Visa Prepaid Card gives you the ability to pick up the tab, with only you the wiser.  They won’t know the difference and you won’t get the bill.

Have you just moved out of your parents’ house? Suddenly you have to learn lessons about paying bills on time, budgeting and how financial institutions work.  You are probably surprised at just how fast money goes, even on the necessities without much left over for fun. Balancing a checkbook can be a little confusing. Did you write a check you forgot to record, and now find yourself coming up a little short?  With the Bancorp Bank READYdebit Platinum Visa Prepaid Card, you don’t have to write checks to make payments and with direct deposit, it’s the best solution for easing yourself into the adult world of bills and responsibilities. When you pay a bill or make a purchase, it’s deducted from your available balance immediately.  When you check your balance, what you see as available is what you have to spend. With online access to your statements and bill payment options, it’s a one stop shop for all of your financial needs. With better control of your finances, you won’t need to call Mom and Dad for extra money every time you write a check and end up spending more than you thought.