• There are no credit checks, so regardless of your credit history or if you have had difficulty obtaining a credit card or checking account in the past you are guaranteed to be approved.

• It is easy to make purchases and pay bills from the comfort of your own home over the telephone or via the internet.

• Unlike many other prepaid credit cards there is a rewards program associated with this program which is great for those who enjoy the benefits a rewards program card gives.

Regardless of whether you have or had good credit or bad credit in the past you are guaranteed to be approved for The Bancorp Bank RewardsRunner Visa Prepaid Card.  As long as you can validate your identity, which is a simple process, you are approved.  It is an excellent way of managing your money in one quick step so you can avoid timely and inconvenient banking transactions.   It works as a banking account and credit card all in one, just without the costly interest changes that come with traditional credit cards.  You can also request one additional supplementary card for an additional cost.  For those who do not set up direct deposit when they apply for the card there is a one-time activation fee of $9.95.  Starting on the second month there is a monthly usage fee of $9.95.  Both fees are waived for people who set up direct deposit on their accounts. 

Using you’re the Bancorp Bank RewardsRunner Visa Prepaid Card  is as simple as using your debit or credit card and is widely accepted at retailers all over the United States and even locations throughout the world.  It can be used to purchase products and services online just as you could a credit card.  You can even reserve hotel rooms or rental cars, at participating locations, without having to place a cash deposit to hold the room or car.   If you use your card as a POS sale using your pin there is a charge of $.95 per transaction. 

You can also use your card at millions of ATM locations all across the United States and some worldwide locations as well, wherever Visa Debit card is accepted.  When you withdraw funds from the ATM there us a charge of $2.95 in addition to the fee the ATM provider will charge your card for usage of their machine.  If you are looking for a balance inquiry from the ATM there is a charge of $.95.  Any transactions make through the ATM that are declined are charged a $1.00 fee.   

Making bill payments is easier then you could have imagined with the Bancorp Bank RewardsRunner Visa Prepaid Card.  You can set up automatic payments to your reoccurring bills if you like or simply have your account set up to send amounts of money whenever you please.  Purchases and bill payments all can be made from the comfort of your own home, through the internet or over the telephone.  Bill payments are charged at $1.00 per bill payment. 
Direct deposit is one of the most popular and convenient ways to load money onto your account.  You can load all or even part of your payroll or government benefits check directly onto your Bancorp Bank RewardsRunner Visa Prepaid Card.  Even your tax return can easily be added onto your account.  All that is needed is to fill out a short form found on the cards website, it’s that simple.  Each payday your money will be sent directly to your card just as it would a traditional banking account. Direct deposit is free of charge, regardless of the amount being deposited. 
You can also deposit money into your account at over 100,000 retail locations across the United States.  You simply have to give the retailer your card number and your cash will go directly onto your card. Money will appear on your card literally within seconds of the retailer receiving your cash.  Locations that will receive your deposit are DotGreen MoneyPak which can be found at retailers such as Wal-Mart, Walgreens, CVS and Seven Eleven to name just a few.  Western Union locations can also accept your deposit, at retailers such as Rite Aid, Safeway and Kroger. MoneyGram is a yet another retailer option, the can be found at Cub Foods, Wal-Mart and CVS.  Charges for depositing money through any of the retailer option will vary depending on location and means of sending the deposit.

Bank transfer is yet another deposit option.  You can transfer fund from either a traditional checking or savings account to your Bancorp Bank RewardsRunner Visa Prepaid Card.  It will take up to 5 business days in order for fund to show up on your Visa card when using this option.  Al that you need to do for this option is set up your Visa card as you would any bill payment on your banking account.  You are then required to make two small deposits in order to verify your account and you’re done.  

One of the really great things about this particular card that sets it apart from other debit credit cards is their unique cash back and shopping network programs.  At RewardsRunner.com you can browse their lineup of merchants to spend your cash back rewards.    There are hundreds of retailers listed with assorted exclusive discounts just for The Bancorp Bank RewardsRunner Visa Prepaid Card customers. 

Tracking your spending is a great way to avoid overspending and the Bancorp Bank RewardsRunner Visa Prepaid Card makes it easy for you.  They offer an online feature that allows you to track your purchases and our account balance.  It is also easy to set up your mobile telephone to send you text messages of your purchases, balance and deposit activity.  If you sign up for direct deposit then all text alerts are free of charge, otherwise they are $.25 per alert. 

For those who contact IVR (automated) customer service there is a $.25 charge per call unless you have set up direct deposit, in that case the call is free.  For those who call customer service to speak with a live agent there is a charge of $1.95.  People with direct deposit are allowed 2 live customer service calls per month before they are charged the $1.95.   If you would like a paper copy of your statement mailed to you monthly there is a charge of $5.95 per statement. 

Your Bancorp Bank RewardsRunner Visa Prepaid Card is covered under Visa’s zero liability coverage.  If you happen to have the misfortune of having your card lost or stolen all you need to do in order to prevent unauthorized charges to your account is call customer service.  Each reissued card comes with a charge of $9.95.  This card is a great choice for people that like the convenience of having the buying power of Visa combined with the necessity of a banking account.  All for in many cases less than owning those accounts.  The best thing that sets this card apart is the rewards program it offers, you get rewarded for your everyday spending.