• Referral Program: This card also helps you to earn money; you make money every time you refer somebody.

• Prescription Discount: You save up to 85% on your prescription bi9lls when you pay through the Bancorp Bank RushCard Prepaid Visa Card

• Free credit builder: The card actually helps you to work on your credit score as you use it so although its a prepaid debit card, you can use it to improve your credit history

With $2billion in holdings, Bancorp is a reputable financial institution that is listed on NASDAQ, the Bancorp bank is a wholly owned subsidiary of the company. The Bancorp Bank is an FDIC insured online financial establishment that offers a plethora of financial products and services through the company’s network of private-label affinity partners. The branchless banking programs offered by the establishment is a wonderful and convenient way to pay for just about any product online or offline including bill payments. The establishment has constantly set quality standards for internet banking facilities and is one of the most reputable establishments of its kind. So, when purchasing and using the Bancorp Bank RushCard Prepaid Visa Card, your money is always safe; here are some of the features of this card.

If you cannot get a bank account or are simply not interested in using traditional banking facilities owing to the heavy annual expenditure involved in it, the Bancorp Bank RushCard Prepaid Visa Card will be an ideal option for you. This card can be used for a variety of purposes and has several fund loading features. You can also have your tax refund directly deposited to you RushCard. This makes the entire procedure faster and simpler than if you were to receive a check for your tax refunds.

One of the primary benefits of Bancorp Bank RushCard Prepaid Visa Card that sets it apart from the other cards in its category is the ability to load as much as $10,000 onto the card. While most other cards will set the maximum fund loading limit at $500 or $1000; the Bancorp Bank RushCard Prepaid Visa Card van be used for a myriad of purposes and for a longer time given the sheer amount of money that you can have on it.

RushCard is also a wonderful way to prevent overspending and huge overdrafts; unlike a credit card, you will only be able to use the funds that you have loaded onto the card. This means that you do not have to ever worry about incurring heavy interests which are normally associated with credit cards. The approval procedure of this card does not entail the regular credit and employment checks. The best part is that the company also offers a way for its customers to make some money. Because approval is 100% guaranteed, you can refer your friends to the RushCard program and earn money while using the card.

RushCard can be used to pay bills online as well as offline and because it has the Visa backing, you can use it at any establishment that accepts Visa Cards.  There are innumerable ways to load funds on this card; you could use Paypal, direct deposit, bank transfer, cash deposits made through MoneyGram or Check FreePay, Checks or money orders, payroll transfer and even tax refund direct deposits.

Among the several great features of the card is the ability to get regular text alerts at no added cost. You can get free reports sent directly to your cell phone that will help you to keep a tab on your account balances, transactions etc. This eliminates the need to constantly run over to the ATM and pay a small fee each time you want to inquire about your balance. Apart from this, you also have the ability to check your account information online without incurring a fee for this facility. However, ATM balance inquiries within the United States will set you back by $0.50 while an international ATM balance inquiry is charged at $1.00.

You also have the ability to transfer money between cards for as low fee of $2.95, so you could tranfer funds directly to any other Rush card holder. There are no check fees, over draft fees or interest fees on the card.
As a RushCard holder, you get access to all the Money tools online offered by the company; these help you to keep a track on your spending patterns and help you to chalk out a budget. The tools are truly effective when used in case of compulsive spenders. The best part is that you can use this feature free of cost.

You will also be able to pay your bills online as well as offline with your RushCard; in addition to this, you will also have the ability to access the Bill Pay feature which can help you to set up recurring bill payments. The charges for this feature are $2 per month while bill payment will cost you $1.

In case the card is lost or stolen, you can get a new card for a low fee of $9.95. For people who would like to receive paper statements for record keeping, you can order them for $1 per month. If you do not load the card for 90 consecutive days, you will have to incur a maintenance fee of $1.95; this fee is not charged is any amount of loaded onto the card in a 90 day period.

You can also withdraw funds through the use of an ATM with your Rush Card. Withdrawals within the United States are charged at $1.95 while international withdrawals will cost you more at $ 1.95 plus 2% of the currency transaction fee. This fee is also applicable when purchases are made in foreign currencies. While there is no monthly card maintenance fee, you will have to pay a monthly convenience fee which is capped at $10 per month for domestic card usage and $2 for international usage.

As a card holder, you automatically become a member of the RushCard Credit Plan. As you use the card to pay bills, it actually helps you to build your credit worthiness and improve your credit rating. You can manage your account 24/7 through the website management feature of the card.

When activating the Bancorp Bank RushCard Prepaid Visa Card, you will have to incur a one time fee of $19.95 for a pay as you go plan card. Also, you are offered several choices of plans which will have different activation and monthly fees associated with them. If you are not interested in the pay as you go Rush Card, you do have the option to choose a monthly fee plan so that you can choose a card that best meets your requirements.