• Guaranteed approval, even if you have had credit issues in the past, there is no credit check only a simple and quick identity verification process.

• You can make purchases easily from home.  Purchases that would have required a credit card in the past you can make with your prepaid card.  Hotel reservations and car rentals can now be possible.

• A large number of ways to load your card which include, direct deposit, over 100,000 retailers throughout the country or transfer from another bank account or PayPal account.

If you have been looking for a card that can give you convenience and purchasing power backed by the Visa name with a bank account all combined into one then the Bancorp Bank Vision Premier Visa Prepaid Card may just be the card for you.  It can not only be used as a credit card which makes online shopping and booking reservations effortless but it also doubles as a bank account.  You could consider the card to be a one stop financial solution.  There will be no more hassle of having to transfer money from account to account when you have a number of saving and credit accounts.  

The charges associated with this particular card are quite good for the benefits it provides and in comparison to other prepaid credit and debit cards. The application process is simple and does not require a credit check.  You simply fill out the application which needs you to verify your identity which is required by law.  One your application is successful you just have to wait 7 to 10 days for your card to arrive in the mail and you’re set.  There is no activation fee and no upfront costs as long as you set up 3 consecutive direct deposits and send in the rebate information.  You can actually receive multiple cards so additional family members can have access to the account.
Since the Bancorp Bank Vision Premier Visa Prepaid Card doubles as a banking account and credit card you can save a large sum of money on fees that normally would be associated with the card.  There are no overdraft fees, no check cashing fees, and no hidden fees that seem to chew away at your bank totals.  You can cash your paycheck for free by simply having it direct deposited into your account. The monthly fee is only $6.95 which is great compared to other prepaid cards.  All signature transactions, all bill payments and customer service calls are included with your account at no additional cost. 

Loading your card with funds is quite a simple process and can be done in a number of ways.  As stated previously you can have your paychecks or government issued checks such as tax returns sent directly to your Bancorp Bank Vision Premier Visa Prepaid Card account.  You only need to provide your employer with a direct deposit form to set up the direct deposit. 

You can also add funds by going to your local merchant and giving them cash.  The money is added instantly to your account.  There is over 150,000 retailers that participate in this program that includes Western Union, Green.Dot MoneyPak, MoneyGram, ExpressPayment and a number of others.  They can be found at your local Wal-Mart, CVS, Walgreens, etc.  The charge to deposit cash through one of these merchants can vary in price but it is in line with other prepaid cards.

There are even more additional ways for funds to be added to your account such as; funds can also be added to your account free of charge from your PayPal account.  There is also the option of sending up to $2,500 into your account via a Federal Reserve Wire Transfer.  Along with those options you can also do account to account transfers. 

You can access and spend your money in a large number of ways.  You can have bill payments set up to come out of your account.  You card is accepted at most online vendors so it eliminates the need for a traditional credit card for online purchases. Hotel and car rental reservations can be made in many instances with your prepaid card, so there is no need for up-front cash or having to arrive to the hotel before a certain check-in time.  In store retailers can accept your card as they normally would any debit or credit card.  All signature and pin purchases are free with your account.  At the ATM for a charge you can withdrawal cash up to a certain amount per day. There will be ATM fees applied for this particular service from both your card and the TM service provider.  

The Bancorp Bank Vision Premier Visa Prepaid Card also offers a unique free account management feature.  You can keep track of your finances free of charge through a variety of ways including text messages directly to your mobile phone, you can have statements emailed to you, and there is the online account access feature that you can access 24/7.  Online you can view your account history, payment history, and spending summary.  With this great feature you can easily see where your money is going and how you can improve your spending habits.
Your account also offers you a chance to either improve your credit or help you establish your credit though their free PayFit Credit Builder service.  When you set up your re-occurring bill payments through your card all of your bills paid on-time is recorded.  As you pay your utilities, rent and other monthly bills you are establishing that you are credit worthy.  The PayFit only reports your payment history so when you are in need so a loan or financing many lenders will take your prompt bill payment habits as a good indicator of your credit potential. 
Your card is backed by the Zero Liability Policy.  If you card becomes lost or stolen then ensuring your funds are secure is only a call away.  As long as you report the incident within a given timeframe you will be protected from unauthorized transactions to your card. 

The Bancorp Bank Vision Premier Visa Prepaid Card has a large number of free services to help their clients work towards their financial goals.  All of this for charges that are quite good in comparison to other prepaid cards.  With this card you get to experience the privilege of owning a Visa without the credit hassle that sometimes comes with it.  Overall this card is a good choice for anyone that is looking to simplify their financial lives.