Looking for a prepaid MasterCard? The Eufora Elite Credit Builder Prepaid MasterCard, issued by Eufora, is designed for individuals who are looking to build their credit and have an alternative to having a regular credit card with late fees and the galore. Individuals are also saving money while building their credit in the process—it’s like having the best of both worlds.
The Eufora Elite Credit Builder Prepaid MasterCard can easily be obtained by filling out an application form online. Individuals need to act now so that they can get their card and start rebuilding their credit. In order for Eufora Elite Credit Builder Prepaid MasterCard cardholders to begin establishing credit history using this prepaid credit card, cardholders must pay $6.95 a month for the first year.
Unlike most prepaid credit cards, the Eufora Elite Credit Builder Prepaid MasterCard offers a great referral program that can earn cardholders up to $90 per referral. There are other great benefits that this prepaid credit card offers, which include the following: (a) purchase protection; (b) auto rental insurance; (c) travel accident insurance; and (d) cash reward program; and various levels of membership.
The purchase protection plan for the Eufora Elite Credit Builder Prepaid MasterCard includes having an identity theft insurance where if individuals’ cards are ever lost or stolen, then this insurance would come into effect and protect the cardholders. A second type of insurance that the Eufora Elite Credit Builder Prepaid MasterCard has is the auto rental insurance. This insurance covers any accidents that may occur while renting a vehicle.
In addition to auto rental insurance, cardholders are able to get a travel accident insurance if they are preferred or elite members. Preferred members are able to get $100,000 coverage in travel accident insurance, while Elite members are able to get $200,000 coverage. This is definitely a good benefit to consider if one is always traveling.
The Eufora Elite Credit Builder Prepaid MasterCard also has a cash reward program. Cardholders can earn money by referring others to getting a Eufora Elite Credit Builder Prepaid MasterCard. For example, if individuals hold a membership at the associate level, then for each person that they refer will earn cardholders $20.00 a year. The same concept applies for the preferred and elite levels. However, the preferred level card members earn $50.00 a year, while the elite level prepaid credit card members earn $90.00 a year.
Individuals may notice that there are different types of memberships. These memberships are the following: (a) Associate level; (b) Preferred level; and (c) Elite level. The Associate level has the lowest amount of annual fees. For example, the Associate cardholder would pay $29.95 a year for their Eufora Elite Credit Builder Prepaid MasterCard.
Preferred Level Eufora Elite Credit Builder Prepaid MasterCard cardholders must pay a $59.95 annual fee, plus an additional $6.65 monthly fee for the first year of getting this prepaid credit card. In the same token, the Elite Level Eufora Elite Credit Builder Prepaid MasterCard cardholders must pay a $99.95 annual fee, plus an additional $10.00 monthly fee for the first year of receiving the Eufora Elite Credit Builder Prepaid MasterCard. In other words, as an individual chooses a more prestigious membership, he or she will have to pay additional fees that will only benefit them.
All Eufora Elite Credit Builder Prepaid MasterCards have a reloading fee of $1.00 and cardholders of all levels must pay this fee each time that they decide to reload their prepaid credit cards. After one has loaded their Eufora Elite Credit Builder Prepaid MasterCard, they are able to make purchases, shop online, or pay their bills.
Individuals who may need to withdraw cash from their Eufora Elite Credit Builder Prepaid MasterCard will have to pay a cash withdrawal fee. The amount depends on whether the cardholder is in the United States or out of the country. For instance, if individuals are using an Automated Teller Machine (ATM) in the United States, then they will have to pay $2.00, while individuals outside of the United States will have to pay $4.00. In the event that the Eufora Elite Credit Builder Prepaid MasterCard cardholder does not remember how much is on his or her prepaid credit card, he or she will have to pay a small nominal fee of $2.00 if he or she is within the United States. On the other hand, if individuals are outside of the United States seeking an ATM balance inquiry, then they will have to pay $4.00.
What if Eufora Elite Credit Builder Prepaid MasterCard cardholders need to contact customer service? All prepaid credit card members must pay a $0.50 fee for using the automated customer service feature, while prepaid credit card members must pay $3.00 fee for speaking with a live customer service representative. Now, if Eufora Elite Credit Builder Prepaid MasterCard cardholders want to look at their statements, then they can look at it online for free. However, if cardholders need a paper copy of their prepaid credit card statement, then they will have to pay $1.00.
Despite the nominal fees, the Eufora Elite Credit Builder Prepaid MasterCard offers a monthly auto sweepstakes entry on a chance to win a new car from over 30 different car brands. However, prepaid credit card cardholders must spend at least $100 in order to be eligible for the monthly sweepstakes entry. The Eufora Elite Credit Builder Prepaid MasterCard has so many great benefits, along with the option of building or rebuilding one’s credit history. It does not matter what shape one’s credit is in.
The bottom line is it depends on what an individual would like to do with their Eufora Elite Credit Builder Prepaid MasterCard. Is he or she getting the prepaid credit card to rebuild credit or enjoy the other perks of carrying this prepaid card? Whatever the reason is for applying for the Eufora Elite Credit Builder Prepaid MasterCard, cardholders must weight their options and choose the membership level that will benefit them and satisfy their financial needs now and later. |