• No monthly fee: While most other cards will charge you in the range of $5 to $10 as monthly maintenance fee yo0ur OroCard can be activated with a low one time charge of $9.95 and that is all you will ever pay for card maintenance.

• The opportunity to make money: With your OroCard you can earn money back each time you shop and even when you refer your friends.

• Card to Bank transfer: The OroCard is one of the few prepaid cards in the market that let you transfer funds from your card to your bank account.

While Futura is a fairly new entrant to the prepaid debit card sector; they do offer some amazing features with their products, the Futura Card Services Oro Pay-As-You-Go Prepaid MasterCard is one of the two cards currently being offered by the establishment. Both cards are well known for their myriad of features which let you enjoy the safety and flexibility of a traditional bank account with the convenience of a credit card.

The most notable advantage of using the Futura Card Services Oro Pay-As-You-Go Prepaid MasterCard is the 100% guaranteed approval. You can forget all about the bothersome credit checks and employment requirements that are mandatory to get a credit card. You can get the OroCard even if you have been declined for a credit card. The charges associated with the use of you Orocard are significantly lower than what you would need to pay with traditional banking services. You will only be required to provide basic information about yourself, so that you identity can be ascertained before you are approved for the card.

After approval, you simply have to load your card with funds and you are good to go. You can use one of the 50,000 Futura approved location across the country to load your card. Alternatively direct deposit of payroll or government benefits including social security is also an option.

You can also choose the card to card transfer facility to either load one card with the funds in another or even to transfer money to another Futura card holder. This facility will set you back by $2.50. However, there are no monthly fees for owning a Futura Card Services Oro Pay-As-You-Go Prepaid MasterCard and you will only have to pay a very low fee of $9.95 at activation; this is a one time charge.

POS Signature purchases are charged at $0.95 per transaction while Pin purchases are charged at $1.95. The card can be used at stores, restaurants, gas stations and at every establishment that accepts MasterCards.
You can also withdraw funds using an ATM; this feature comes with a price as you will have to pay $ 2.50 per transaction. While you can easily use the internet to check your account balance and other information, using the ATM for balance inquiries is charged at $0.75. Another way to access the liquidity in your Futura Card is to transfer the amount to your bank account. This is a particularly useful feature which is not offered with most prepaid debits cards in the mar4ket5 today. Card to bank transfers are charged at $4.95. You can even get a bank cash advance with your Futura Card Services Oro Pay-As-You-Go Prepaid MasterCard; through this service, you will be able to visit a bank and perform a teller transaction for just $4.95.

Cards can not only be loaded through preferred dealer locations but also through Western Union; while the former is charged at $3, Western Union transfers will cost you more at $4.

Futura is known to offer superlative customer service, as a holder of the OroCard, you can access their automated transaction inquiry system free of cost while the IVR customer service is also free. On the other hand, you will be charged $1.95 for every live customer support call.

For people who need a paper statement, the company offers this feature at a low cost of $2.95 per month but online statements which are equally detailed can be accessed for free. If the card is stolen or lost, it can be replaced at just $4.95 which is lower than the card replacement fee offered by most prepaid card issuers.

If you need to close your Futura account, you can request for the balance to be transferred to your bank account for just $9.95. This way your funds are always safe. Your Futura Card Services Oro Pay-As-You-Go Prepaid MasterCard can also be used when traveling abroad. As a matter of fact, the card can come in handy when shopping online and making purchases in foreign currencies. You will be charged a 2% currency conversion fee for every transaction that is made in currencies other than the US dollar. The card can also be used to withdraw money through an ATM when outside the country, you will be charged for such withdrawals at $4.95 while balance inquiry at foreign ATMs is charged at $1.50. Signature and PIN purchase costs are the same regardless of where you make them.

What stands in favor of the Futura Card Services Oro Pay-As-You-Go Prepaid MasterCard is the maximum fund loading limit which stands at $5000 daily while the monthly load amount is $12,000. You can make up to 16 loads every month which is another convenient feature of the card.

While compulsive credit card usage has been the root cause of the financial woes of several families, the fact remains that there are some places where paying in cash is simply not an option. Add to this the trouble and time wasted when standing in bill payment queues and you will know whay you absolutely need a Futura Card Services Oro Pay-As-You-Go Prepaid MasterCard in your wallet. The OroCard can be used to pay your bills online and offline and also to shop at just about any store. You can even set up your card for recurring utility payments.
The biggest advantage of carrying a Futura Card Services Oro Pay-As-You-Go Prepaid MasterCard is that unlike a credit card, you will not have to worry about spending more than your budget. As a matter of fact the card along with the money management tools that the company provides provides an opportunity to learn to live within your means.

But wait there is more, not only is the card safe and convenient but also it helps you to earn money in two ways. You get reward points every time you shop with your Futura Card Services Oro Pay-As-You-Go Prepaid MasterCard and you can also earn money by referring your friends. Then there is the text and email alert feature that lets you keep your expenditures firmly in control. You get a message every time you use the card with detailed information as well; as your account balance.