• The Futura Premier Prepaid MasterCard is great for paying bills online, shopping online, booking hotel reservations and travel—all for FREE!

• The Futura Premier Prepaid MasterCard offers all the benefits of a checking account without the hassle of losing money. For example, the Futura Premier Prepaid MasterCard does not charge any overdraft fees, assess annual fees, or late or interest fees.

• The Futura Premier Prepaid MasterCard is accepted worldwide. Also, cardholders can reload money, direct deposit their funds to the card, or transfer funds to other cardholders of their choice—all for FREE!

Looking for a prepaid MasterCard? The Futura Premier Prepaid Master Card, issued by Palm Desert National Bank, is designed for individuals who want a card that works like a credit card. This card lets you control how much you want to spend without years of debt.

The Palm Desert National Bank Futura Premier Prepaid MasterCard can easily be obtained by filling out an application form online, in a nearby branch location, or by calling 1-888-648-2753. Before applying for this card, individuals need to make sure that they have access to their social security number (SSN), a valid address, and must be at least 18 years of age. Please note that there is not credit check required to get this card.

Once individuals have made the decision to get this Prepaid MasterCard, then they need to figure out which plan will work for them. There are two plans, which are the following: (a) Unlimited Usage Card; or the (b) Pay-As-You-Go.
If individuals are interested in the unlimited usage card plan for the Futura Prepaid MasterCard, then they can expect to pay nominal fees for some services. Unlike most prepaid cards, this unlimited usage card plan only has three nominal fees associated with it. For example, when individuals first get the Futura Premier Prepaid MasterCard, they must pay a one-time activation fee of $9.95. This amount is only charged when individuals make the choice to purchase this prepaid MasterCard.

Once the fee has been paid and the card has been activated, Futura Premier Prepaid MasterCard cardholders must pay a weekly maintenance fee of $1.50. This is not much, but it helps keep the many free benefits for cardholders. When it’s time to withdraw money from the ATM, individuals must pay a $1.95 fee for withdrawing any given amount from their prepaid MasterCard.

On the other hand, the Pay-As-You Go Plan is slightly different, but individuals really need to weigh their options. For this particular plan, individuals are not charged a monthly fee. However, there are fees for every time individuals sign their signature for a purchase. This fee is $0.95 per signature.  In other words, every time Futura Premier Prepaid MasterCard cardholders choose the credit card button to pay for purchases and swipe their prepaid MasterCard and the signature button appears, they are charged $0.95 for their signature per transaction.
In addition to this fee, when Futura Premier Prepaid MasterCard cardholders select the Pay-As-You-Go plan, they are agreeing to also pay $1.95 per PIN purchases. In other words, if individuals choose to not pay the $0.95 per signature fee, then they can pay a much higher fee to use the PIN feature.

In any event, all Futura Premier Prepaid MasterCard arrives to applicants within seven to ten business days and is ready for activation to use for any purchases.

The Futura Premier Prepaid Master Card has many benefits. Some of the benefits include: (a) no annual fee; (b) no interest charged; (c) free direct deposits; and (d) no overdraft fees. Individuals who get this card do not have to worry about getting charged an annual fee to be a cardholder and they do not have to worry about interest being added to their balances each month.

Futura Premier Prepaid MasterCard cardholders can have their paycheck direct deposited on their card for free and can save time without the hassle of going to the bank to make a transfer or going online to make an online transfer. However, individuals who desire to have free direct deposit must sign the direct deposit form that came in the mail with your card or go to the website for this prepaid MasterCard to download a blank direct deposit form. Once you have the form, all they have to do is give the form to their employer and look for their next paycheck on their Futura Premier Prepaid MasterCard.

In addition to having a free direct deposit, there are no overdraft fees. Individuals do not have to worry about getting charged fees for overdrafting because they have control of how much they want to spend.  When that amount has been reached, the Futura Premier Prepaid Master Card will not allow individuals to charge if the amount is not on the card, sort of like a credit card.

Individuals who carry this card have the satisfaction of paying bills online, shop online, and receive free text and email alerts about their account activity on the Futura Premier Prepaid MasterCard. Individuals also have online accessibility to retrieve account activity and balances and can reload this card at any time they may deem. Individuals wishing to reload their Futura Premier Prepaid MasterCard can do so at a Futura preferred dealer location or western union location.

If cardholders want to share funds with other cardholders, then they can use free online account management tools or call the number on the back of the card to transfer funds. In addition to this free service, Futura Premier Prepaid MasterCard cardholders can use PayPal to transfer funds. However, they will need to setup a free account before sending or receiving money from other individuals.

Thinking about traveling or booking a hotel reservation? The Futura Premier Prepaid MasterCard can be used to make hotel reservations at any hotel that accepts MasterCards and purchase airline tickets from all airline carriers. Individuals who are in a hurry and do not want to go inside the convenient store to pay for their gas is in for a real treat. This card allows you to pay at the pump too. What a timesaver!

All Futura Premier Prepaid MasterCards are acceptable at any Automated Teller Machine (ATM) that display the MasterCard acceptance mark and these cards are accepted worldwide and can be used at numerous places.
Despite the fees for the both plans, it would be wise to think about how often you will use the credit cards. Questions such as the following: How often will I need this Prepaid MasterCard?—can help guide you in choosing the right plan that will fit your financial needs.