• Metabank ACE Pink Visa Prepaid Debit card is great for paying bills online and shopping online—all for FREE!

• Metabank ACE Pink Visa Prepaid Debit card offers all the benefits of a checking account without the hassle of losing money.

• Metabank ACE Pink Visa Prepaid Debit card is accepted worldwide. Also, cardholders can choose to direct deposit their funds to their card, or transfer funds to other cardholders of their choice—all for FREE!

The Metabank ACE Pink Visa Prepaid Debit Card, issued by ACE Cash Express and Metabank, is designed for individuals who want to save money and do not have an interest in getting a checking account.
The Metabank ACE Pink Visa Prepaid Debit Card can be obtained at a participating ACE Cash Express store or at the following website: www.acecashexpress.com.

If one would like to get the Metabank ACE Pink Visa Prepaid Debit card, he or she will need to choose the perfect plan for their financial situation. There are two plans, which are the following: (a) Pay-As-You-Go Plan; and (b) Fee Advantage Plan.

Individuals who are interested in the Pay-As-You-Go Plan are responsible for a one-time card fulfillment fee, which is basically shipping and handling. This fee is $9.95 and individuals who choose this plan must also be prepared to pay for other nominal fees after each usage of the Metabank ACE Pink Visa Prepaid Debit Card. For example, one will have to pay a fee if he or she wants to use the signature feature at the checkout. In other words, he or she will have to pay $1.00 for every transaction that he or she chooses to sign his or her signature.

A second fee that individuals will be responsible for is by using their debit card PIN to make a purchase. For instance, if an individual does not have cash on him or her, then he or she can use their Metabank ACE Pink Visa Prepaid Debit card to make a debit purchase, but must pay $2.00 for every transaction where he or she uses his or her PIN code.

In terms of the Fee Advantage Plan, the Metabank ACE Pink Visa Prepaid Debit card has fees too. This plan has the same one-time card fulfillment fee as the Pay-As-You-Go plan, but there’s a monthly service fee. This monthly service fee is $9.95 and is billed to the cardholder’s cycle due date. While this fee occurs every month, individuals who choose this plan can enjoy signing for their purchases or using the PIN code for free.

Also, individuals can transfer money from account to account via the internet for free. However, if Metabank ACE Pink Visa Prepaid Debit card cardholders do not have access to the internet at the time that they need to transfer money (or make a non-monetary transaction), then they are welcome to use the toll-free number, which has a convenience fee of $4.95.  If Metabank ACE Pink Visa Prepaid Debit card cardholders want to complete a non-monetary transaction via the toll-free number, then they will be charged up to $0.50. The same fee applies to individuals who want to complete a non-monetary transaction at an Automated Teller Machine (ATM).

Depending on the plan selected, there are other fees associated with them. For example, there is an account maintenance fee of $5.95 per month. This fee can be waived if the account has a debit or credit transaction and/or make a balance inquiry within 90 days. Another example of a fee is the check or additional statement mailing fee. Metabank ACE Pink Visa Prepaid Debit card cardholders are charged $5.95 for requesting either a check or additional statement.

Individuals who prefer to use the ATM to get money out need to pay close attention to these fees so that they can choose the best plan for their financial needs. If one is making a domestic ATM Cash Withdrawal or Cash Withdrawal at a distributor, then he or she can expect for a fee up to $2.50 per withdrawal, plus ATM owner fees, if applicable.

On the other hand, if Metabank ACE Pink Visa Prepaid Debit card cardholders use an international ATM for Cash Withdrawal, then the fee is $4.95 per withdrawal plus ATM owner fees, if any. In the event that there is not enough money in the account, individuals will have to pay up to $1.00 per declined withdrawal.

Last but not least, there is a fee for replacing a lost or stolen card. The fee can cost up to $9.95, but it is well worth it. Individuals should think about this fee as the one-time card fulfillment fee since there is a new card being issued if Metabank ACE Pink Visa Prepaid Debit card cardholders have reported either a lost or stolen card.

Each plan offers a free direct deposit where individuals are able to gain access to their paychecks faster than going inside the bank to cash their paychecks. Also, Metabank ACE Pink Visa Prepaid Debit card cardholders do not have to worry about overdraft fees. This ensures that there is no credit card debt or money being deducted for unexpected charges—cardholders are completely in control.

All Metabank ACE Pink Visa Prepaid Debit cards are protected by the Federal Deposit Insurance Corporation (FDIC), which protects the amount that is on one’s card. However, individuals should make sure that the prepaid debit card is registered in their name so that they can be protected from unauthorized transactions if their card is ever reported lost or stolen.

Metabank ACE Pink Visa Prepaid Debit cards are accepted where Visa debit cards are accepted, including at ATMs, online, and over the phone. Examples of places were this prepaid debit card can be accepted are in department stores, gas stations, grocery stores, restaurants, and even places where cash can’t go. These places include trying to pay bills online, internet shopping, or ordering merchandise from catalogs.

Individuals should not forget that they have 24-hour account access, seven days a week and they are able to access their account information via phone or online. They are able to view their account balance, check the transaction history or report a card lost or stolen. In addition, Metabank ACE Pink Visa Prepaid Debit card cardholders may request additional cards; no more than three prepaid debit cards can be added. This still gives your family and friends the luxury of transferring funds among each other and to top it off, all transfers between card members are free of charge.