• Virtually anyone can obtain an account.  There is no credit checks all that is required is a simple verification of your identity and you will be able to enjoy the benefits of MasterCard and banking all in one convenient card.

• There are a vast number of places that will accept payments to your card ranging from Walmart stores to having you money direct deposited into your account.

• A good way to start building your credit if you are looking to establish it.  The bill payment feature and bill payment reporting can be your first step to getting loans and financing.

When you are shopping for a prepaid card then the Metabank AccountNow Gold Prepaid MasterCard may just be the card you are looking for.  If you have been turned down for conventional MasterCard or checking account you have no fear with this card.  The Prepaid card offers all applicants guaranteed approval.  There is no required credit bureau check so you are not punished if your credit is less than stellar.  All that is required to start enjoying the benefits of    being a credit card holder is a quick and simple identity confirmation process that is required by law to hold an account. 

The Metabank AccountNow Gold Prepaid MasterCard isn’t just useful for those how have had credit issues but it’s also a great solution for those who do already have a traditional credit and would like the convenience of having a banking account that also doubles as a credit card.  With this card many hidden costs that come with banking and credit accounts are avoided.  You will not have to worry about overdraft fees, interest charges, check cashing fees, late fees and minimum account balances to name just a few.  The monthly fee for this service would be a mere $9.95 a month, which is in the range of many banks monthly charge.  Activating your card is completely free.
There are a number of options for those who are looking to add money to their account.  It’s a quick and easy process.  One of the easiest and most popular ways is that you can set up to use your account for direct deposit.  Your paycheck or government payment checks (such as a tax refund) can be sent directly to your account, at no charge to you.  It is possible to set up either re-occurring payments or single time payments.  It’s as easy as filling out a simple deposit form and your money is deposited into your account as soon as it is released from your employer or depositor. 

Money can also be deposited into your account through MoneyGram available at a large number of retailers including Wal-Mart and CVS for a fee of $3.95.  Green.Dot MoneyPak is another option available at numerous locations such as K-Mart and Seven Eleven stores for a fee ranging from $4.50 - $4.95. Western Union accepts payments and can be found at locations such as Rite Aid for a fee of $4.50.  As you can see there are literally over 100,000 locations near you that can accept payments unto your account and the money is added instantly to your account so there is no wait time to spend your money.

You can use your The Metabank AccountNow Gold Prepaid MasterCard in order to make purchases in store or online.  If you have ever had an issue trying to book hotel reservations or obtain concert tickets because you do not have a credit card then this is the perfect solution for you.  You can use your card wherever debit MasterCard’s are accepted.  This will add convenience to your life. 

If you are looking to simply receive cash from your card from an ATM machine then that is certainly not a problem.  Your card works just like any other debit card in the ATM machines.  There may be various ATM fees associated with the particular machine that you are removing money from in addition to the $2.50 fee charged by your card for money withdrawal or $1.00 for balance inquiries. 

Bill payments, credit rebuilding and credit establishing is made easier when you use your The Metabank AccountNow Gold Prepaid MasterCard.  You can set up your bills to be paid monthly using your prepaid card.  Your utilities such as your telephone, rent, cable and power can easily be set up to be removed from your card each month.  The added bonus for this feature is that all bill payments are free for clients. 

Your prepaid card has the added bonus of a free credit builder option.  All of your bill payments will be calculated by your AccountNow card and tabulated into a bill payment score.  Your bill payments score if then reported to the PRBC, which is a credit reporting agency similar to Trans Union and Equifax.  With your payments you can demonstrate that your credit worthiness, this in turn can help you when you are applying for future loans.  Your bill payment information is kept confidential unless you ask for it to be released.

You can easily receive your account balance and transaction information in a few different ways.  You can set up your mobile phone to send you alerts on deposits made, balance inquiries and send you recent transactions.  This is provided to the customer at no additional cost.  You can also inquire by phone; this service is free if you have set up reoccurring direct deposit. Otherwise you receive one call to customer service for free a month and each additional call would be $1.00.

Your card has fairly high deposit limits and withdrawals compared to other cards in its class.  You can withdrawal up to 1,500 per day through signature purchases or 1,000 per day with pin purchases.  ATM withdrawals can be as high as $500.00 per day.  Direct deposits can be as high as $6,000 per day while you can deposit as much as $950.00 per day for cash deposits.  

The Metabank AccountNow Gold Prepaid MasterCard is certainly a versatile card that is great for virtually anyone regardless of your credit history.  You and do virtually anything from paying your bills, to shopping online, to booking room reservations all with ease from the comfort of your own home.  Your card will hold a balance of up to $10,000 with ATM withdrawal limits of up to $500.00 per day so you will always have access to your cash when you need it. Not to mention that your card is covered by AccountNow’s MasterCard lost or stolen coverage.  So unlike cash you know you are secure.  If you are looking for a prepaid card or even a simple bank account this card may just be the answer you’re looking for.