• The Metabank AccountNow Prepaid MasterCard is prepaid and reloadable with a low monthly fee and no activation fee, overdraft fees or interest, which allows you to keep track of your money and spend only what you have.

• MetaBank’s free online bill pay and Credit Builder are great tools for staying on top of your finances and building your credit, especially if you have had credit problems in the past.

• Your money is safe and secure in a MetaBank AccountNow Prepaid Mastercard account, FDIC-insured and backed by the U.S. government, as well as protected by Metabank’s extensive fraud protection program.

The Metabank AccountNow Prepaid MasterCard, issued by Metabank, is a prepaid debit card that can be used to replace your checking account and help you manage your money better and securely. Simply make deposits into your prepaid account and you can easily keep track of your purchases in stores and online – even pay bills – while your money is protected in an FDIC-insured account, just like a checking account. But there are no bouncing checks and no overdraft or late fees because you can only spend what you have in your account. Everyone is approved, and there is no credit check, so if you have had credit problems in the past, you will be approved for a Metabank AccountNow Pepaid MasterCard, and their free Credit Builder Program can even help you increase your credit score.

Affordable and Easy to Use

As long as you have identification and are at least 14 years of age, no matter your income, credit history or even if you are on ChexSystems for writing numerous bad checks, you will be approved for your Metabank AccountNow Prepaid MasterCard because there is no credit check or ChexSystems verification. Simply take a few minutes to sign up online or over the phone completely free of charge. There is no activation fee for your prepaid card, however, once you load your card for the first time, you will begin incurring a low monthly fee of $9.95. Loading your card is easy too; you can transfer money from a bank account for free or add money with Paypal or at a MoneyGram, Western Union or Green Dot Money Pak location for a low fee and your money is instantly available on your card. Setting up direct deposit of your paycheck is a great way to go, and you even get a $25 bonus in your account when you do so! Once you start loading your card, there is no minimum balance to keep, and you can deposit up to $6,000 a day and $9500 a month. Use your card anywhere MasterCard credit and debit cards are accepted, in stores, online or to pay bills. You can even get cash out from your AccountNow card at ATM’s , up to $300 a day, or $500 a day if you opt for direct deposit.  Need to pay back a loan or lend someone some money, even send a gift? You can send money card to card up to $300 a day at absolutely no charge.

Safe and Secure

You can have the peace of mind to know that your money is protected in your Metabank AccountNow Prepaid MasterCard account. Your money is FDIC-insured and backed by the U.S. government. Metabank also has an extensive fraud monitoring program in place, in which they monitor your account to flag any suspicious activity to report to you, use proprietary fraud prevention software programs to monitor transaction history and monitor emerging forms of online and identity theft fraud. If there is suspicious activity and Metabank cannot get in touch with you, they will suspend any access to the account until they can verify that the activity is legitimate. And you always have the protection of MasterCard Zero Liability coverage that protects you from being responsible from any unauthorized charges if your card is lost or stolen and is used by someone else.

Online Account Management and Bill Pay

Along with all the convenience of the Metabank AccountNow Prepaid MasterCard, when you sign up you get free online account management and bill pay tools that allow you to pay your bills with your AccountNow card, one time or on a recurring schedule to minimize running around, writing checks, buying stamps and running to the post office. It’s as simple as filling out some simple information about your payee and setting up when and how much you want to pay them. With a click of a button, your bill is paid. If your payee accepts electronic payment, they will receive the payment almost immediately over the internet. If not, AccountNow will issue them a check drawn from your account.  Then you will receive an email confirmation so you know your payment was processed successfully. Metabank does all the work for you, completely free of charge.

Build Your Credit with Credit Builder

Once you sign up for Bill Pay, you also have the option of taking advantage of Metabank AccountNow Prepaid MasterCard’s Credit Builder program, which can help consumers with poor credit increase their credit score. When you use your AccountNow card to pay your bills such as utility, rent, cable, or insurance, Metabank sends your payment history to PRBC, a national credit reporting agency. This helps create credit worthiness for applying for home loans, car loans or credit cards in the future. Credit Builder is a valuable optional service offered with your Metabank AccountNow card absolutely free of charge when you use their easy and convenient bill pay service.

Free SMS Text Alerts

Stay on top of your account moment to moment by signing up for free SMS Text alerts from Metabank. By texting different easy to remember keywords to a 5-digit number, you can instantly retrieve your current account balance, a list of your most recent deposits, the information needed to set up direct deposit, account information required to deposit money at Moneygram locations, promotional offers available for cardholders, instructions on how to load your card, a list of your most recent transactions, the nearest location to load money (by zip code), or a list of available alert keywords. Metabank makes keeping track of your account easy while you’re on the go.

Worry-Free, Hassle-Free Money Management

Rather than worrying about balancing a checkbook or paying high credit card interest rates or finance charges, why not put your money in a secure Metabank AccountNow Prepaid Mastercard? Not only will you save money, but the online bill payment service will keep you organized and the Credit Builder will improve your credit score. The best part is, it’s free to apply and everyone is approved, so get your AccountNow card today and start down the road to financial freedom.