• The “Buddy-Money” funds transfer system would have to be one of the most innovative features I have seen on any debit card. The ability to instantly transfer funds to a friends card, provides an immense amount of freedom and flexibility. You no longer need to meet them somewhere to give them the cash they need, and they don’t have to wait for a check payment to clear. This is a very cool feature indeed.

• The Metabank MYPLASH Teen Prepaid Card can be selected based on the creative design on the face of the card. You can easily select a brand, or musician or some other identity that you relate to, and have your card make that statement for you. There are literally dozens of different designs available for you to choose from, and more on the way as the creators come up with new designs all the time.

• Another great thing about this debit card is that when you elect to have the card funded by direct deposit, there are no fees involved. This means that your wages or salary can be deposited directly from your employer each pay day and you pay nothing for that privilege. The less fess we pay, the more money stays in our bank account, so this is a great feature that saves us much more money than some other alternatives.

In this ever changing world we see new companies starting everyday and sometimes it is easy to consider that the main motivation for setting up this company is to take advantage of a down turn in specific sector. One of the biggest sectors to be hit by the latest recessionary climate, is the financial sector, so not only do we need to be cautious about new companies in this industry, we need to be much more astute with selecting any company that is empowered to assist with our finances. Metabank MYPLASH Teen Prepaid Card is a prepaid VISA card with a difference.

With debit cards now all the rage in every age group, it is important for card issuing companies to get it right when considering what it is that the customers are looking for. So many times we see new financial products introduced to the marketplace that look great on the surface, but then when we burrow underneath the marketing fluff, we see there are a whole bunch of terms and conditions, and fees and charges, that we really would not have agreed to if we had seen them before taking up the card.

Of course debit cards, and in particular the Metabank MYPLASH Teen Prepaid Card, are much safer than credit cards. This is especially so with teenagers who have yet to learn and understand the meaning and consequences of budgeting, spending and going into debt. We are now seeing a whole range of new and amazing features attached to these debit cards when they are released to the market, so much so, that it is actually becoming a cool thing for teens to have the “plastic”.

Metabank is a company that set its roots down in the Iowa region almost fifty six years ago, so this tells us that they are solid. The company used to be called the First Federal Savings Bank of the Midwest and changed its name to MetaBank, Inc. in 2005. They are still in business, and in fact Metabank is expanding its business with products like the MYPLASH range of cards. Even through this tough financial climate the company still thrives and continues to grow each year. This is a great thing to know about the company that is providing you with endless innovative tools to help with your financial management.

With the Metabank MYPLASH Teen Prepaid Card, you get a really cool looking card because you can select which design you would like from literally dozens of available designs that include musical artists, brands and other well known identities. You could have a card for example that has an image of your favorite band on the face! Not other company is doing this, and as a means of further expressing yourself, this is a fantastic way to do it. I am sure that the designers will continue to create new ideas for the cards so keep your eyes open for the one that appeals to you.

As well as having the creative edge over other companies, the Metabank MYPLASH Teen Prepaid Card also comes complete with an amazing list of financial features and resources, so that tight money management is available to you every day of the year. There is a $12.95 activation charge for the card, plus a monthly account keeping fee of $4.95, and this card is covered by FDIC insurance. Because the debit card is VISA, it can be used anywhere offline and online, that accepts VISA debit payments. There are literally millions of retailers all over the world that accept VISA.

Another cool thing about this Metabank MYPLASH Teen Prepaid Card is what they have trademarked as “Buddy-Money” This is a very cool feature that allows you to top up the card balance of a friend or buddy, when you know they are going to need some extra spending funds. It may be that they are buying you a concert ticket and they need the money to do this, so you can simply activate “Buddy-Money” and slip the funds to them almost instantly.
Keeping a close eye on your account activity is no problem either. You can easily do this online via your online administration center, or you can arrange to have the details you need sent to your mobile phone by text. Again the customer seems to be coming first, with a multitude of different ways that you can be kept informed of what is happening with your account. There are some small charges for using some of the extra services, but this is the same with whatever card you choose to use. In comparison to other cards on the market, the fees and charges with the Metabank MYPLASH Teen Prepaid Card seem to be extremely reasonable.

Because this is a prepaid debit card, you are only ever using your own money. There is no chance of going overdrawn in your account, unless the bank makes some type of error. There are no credit checks conducted when you apply, and as long as you have satisfactory identification with you at the time, acceptance is instantly guaranteed. There are no fees if you decide to have your card funded via direct deposit, from wages or salary, and only a small monthly charge of three dollars should you decide not to directly fund your card in this manner.
Overall the features and innovation of the Metabank MYPLASH Teen Prepaid Card convince me that this is a card that is worth some serious consideration. With its trendy design options, its money management features and the cool transfer and direct deposit capabilities, it is certainly a debit card with teenagers in mind. Without the fear of teens overspending and going into debt, and complete with the knowledge that service is only a call or email away, I don’t think you could do much better with another card option.

It is easy to see that ongoing customer commitment and product innovation are key elements of the MetaBank brand so this means that your decision to make MetaBank your card company is a reasonably good decision, both for the present and the future.