• The ease of reloading the MetaBank NetSpend Prepaid Mastercard is amazing. With so many different funding options available, you’ll never have to worry about not being able to put the cash you need on your card.

• There is no credit check and cardholders are automatically approved.

• NetSpend makes it easy to keep track of your balance. You can look it up online, by phone, or have your balance information texted directly to your cell. Never be uncertain about your balance again.

With a pay-as-you-go MetaBank NetSpend Prepaid MasterCard, you can enjoy the same perks as you would with a regular credit card without the monthly interest charges.  It works by allowing you to deposit money, in amounts you specify, for use when shopping at any merchant that accepts MasterCard.  Since the money is yours, you will never have to worry about making a payment on a certain due date. With a MetaBank NetSpend Prepaid MasterCard, there are no overdraft fees, no minimum balance requirements and no finance charges. You can never overdo it by spending more than you can afford. 

With a low $9.95 charge for card fulfillment and the minimal charge of $1.00 for transactions requiring a signature and $2.00 if you choose to use your PIN, you can enjoy a quick and easy method for paying your bills or for a safer way to make purchases while you’re traveling.

You also have the same protection you would have with a standard card if it is ever lost or stolen and the money you deposit for use with the card is federally insured by the FDIC. One of the key benefits of a MetaBank NetSpend Prepaid MasterCard is that there is no credit check. You are guaranteed approval.  NetSpend is Better Business Bureau accredited, so you know you are dealing with a reputable organization. The MetaBank NetSpend Prepaid MasterCard is one of the most reliable and easy to use prepaid cards available today. 

This card offers many features that make keeping track of your spending a breeze.  They offer several different ways to add money to your account.  You can receive funds from other MetaBank NetSpend Prepaid MasterCard holders by logging into their website or by sending a text message.  If you‘ve had an unexpected expense and you’re short on funds, another member can quickly and securely transfer money to your card. This can be done from the comfort of your family member’s home, so there’s no need to run out to wire funds. 

Adding money is fast and easy.  You can set up a portion or all of your paycheck to automatically be deposited each month. If you receive payments from the government, these too can be directly deposited to your Netspend account.  This is very convenient with your busy schedule.  With the convenience of their online portal, you can quickly transfer money at any time day or night. You can add money from any standard bank account, and funds from your PayPal account can be transferred right onto your card as well. The free of charge direct deposit option is a bonus and the low fees (ranging in price, but no higher than $5.00) for other reload options are definitely user friendly.

The MetaBank NetSpend Prepaid MasterCard comes with a budgeting tool to keep you on track with your expenses. This tool allows you to set limits to what you can spend. By setting these limits, you are prevented from giving into temptation and purchasing items that are not in the budget. Their budgeting program is award winning and was selected as the “Most Innovative Prepaid Program”.

A huge benefit to MetaBank NetSpend Prepaid MasterCard customers is a savings account offering a very enticing 5.00% interest rate.  As you know, in today’s economy, interest rates are at the lowest we’ve seen in years and to get this kind of return on a savings account is one of the best you’ll find in the market today.

Netspend.mobi is a powerful mobile application that keeps your money no further away than your fingertips when you’re on the go.  You can manage your account; make transfers and other wise stay on top of your finances. 
Being able to pay bills online is a huge convenience that more consumers are taking advantage of.  The MetaBank NetSpend Prepaid MasterCard gives you the ability to pay your bills online while maintaining an accurate history of what was paid and when.   No more buying stamps and filling out envelopes, just simply log in and with a couple of clicks of the mouse, your bills are paid without the worries of a payment making it on time.

What if you just need cash?  The MetaBank NetSpend Prepaid MasterCard can be used at ATM’s nationwide. No need to worry about whether your bank has a branch in your vacation destination.

Who benefits from a prepaid MasterCard?

Do you have a teen going off to college?  A MetaBank NetSpend Prepaid MasterCard is the perfect solution for keeping your teen on a budget. With a prepaid card, you are in control.  With the ease and speed of transferring funds, you are never more than just a few clicks away from providing your son or daughter with emergency money when they get into a bind. You’ll have peace of mind knowing that when they are stranded at a roadside gas station, you can quickly put money on the card to get them on the road again. In addition to giving you control over your teen’s spending, it also provides them with a way to learn budgeting and responsible spending. By using the MetaBank NetSpend Prepaid MasterCard, it gives them the experience of shopping with plastic without risking the budget or your credit.

Have you suffered a life changing event that has left your credit in shambles?  Perhaps you’ve just gone through a harrowing divorce, or been unable to work due to illness. Or like many people today, you might have been laid off from your job, yet need an option that will allow you to rent cars, stay in hotels or purchase online.  The MetaBank NetSpend Prepaid MasterCard is the perfect solution. With no credit check, your past credit history is not an issue.  You can deposit amounts that you’re comfortable with and still have a way to “charge” it without carrying cash or traveler’s checks.

Perhaps you haven’t fallen on hard times, but the current shake up in the economy has been a wakeup call to take hold of your finances.  You’ve paid off those high interest credit cards, but you still need a way to pay for those items where it just isn’t convenient or possible to pay with cash.  The MetaBank NetSpend Prepaid MasterCard is the perfect solution for you as well. Again, you can shop online, make hotel reservations, rent a car and take the family out to dinner, all without the monthly bill showing up later.

As you can see, there is no downside to having a MetaBank NetSpend Prepaid MasterCard.  Don’t miss out on that vacation because you don’t have a credit card, or worry unnecessarily about your college student stranded in the middle of nowhere.  Apply today!