Many prepaid card services come with high fees and are limited in their functionality. The MetaBank NetSpend prepaid Visa card offers customers a whole range of services to choose from without shortchanging them on customer service or loading them down with hidden and exorbitant fees. If you are looking for the best prepaid debit card provider for your needs, just take a glance at what you get and you will see why NetSpend is the best there is.
Getting started is easy, and customers have a couple of different options with how they want to enjoy their new card. From establishing and opening an account and having many of the features common to a bank debit card account to purchasing a quick load pack for immediate use, customers have a choice on how they want to use their new card.
Loading money is straight forward and hassle free, and there are a couple of basic options. The first is to find an authorized retailer and purchase a load pack. The cost for manual load is around five dollars, varying by retailer. The cards come in various denominations, or you can also choose the amount you want to put on the card, up to $500.00 at a time.
All you need to do is bring the card along with your money to the cashier, and they will take care of the rest. Once you check out, you can activate the card simply by calling customer service or logging in to the site online. After that, your money is available for immediate access and use. This method is great for gift giving or just safely storing some extra cash in a hassle free way.
But, to really enjoy the full range of benefits the MetaBank NetSpend prepaid Visa card offers, the best thing to do is to register for a personalized card. It only takes a couple of minutes, and can be done online or via the telephone. Registering allows customers to have access to all of the benefits that NetSpend offers, through partnering with MetaBank, one of the largest FDIC insured banks specializing in servicing prepaid debit card companies.
Since it works like a bank card, you can set it up to accommodate your individual needs, whether it is having your paycheck deposited directly into your account for free or enrolling in automatic bill pay. Additionally, access to fee-free ATM's across the world makes getting cash easy and affordable. With direct deposit, you can count on your money being available every payday without having to pay fees to cash your paycheck. Best of all, using this method means that you don't have to load your card when your balance runs low, avoiding the retail fees altogether.
Additionally, they also waive their monthly service fee if you maintain a minimum deposit amount each month, and you can earn up to 5% on your balance as well. This is one of the best and most unique features of the MetaBank Netspend prepaid Visa card, and they are one of the only providers allow customers to not only avoid fees, but earn money at the same time. There are stipulations to this program, but considering that not many other companies even offer the opportunity, it is definitely worth looking into if you can set some money aside.
With your loaded card, you can use it just like any other Visa card, just without having to pay monthly credit balances or high interest fees. As long as you have enough money in your account, it can be used virtually anywhere where debit transactions are accepted, including renting cars, reserving hotel rooms and buying airline tickets. You can also pay at the pump and avoid the hassle of waiting in line to pay for gas whenever you want to top up.
On top of these basic features, there are many others that enable customers to have more power, flexibility and control of their money. From being able to transfer money to and from your bank account, to sending or receiving money instantly between other NetSpend customers, card holders benefit in ways that others do not. It is also optimized for use with PayPal, which means that you can easily link your card and start enjoying the wide range of benefits offered through the world's leading e-commerce provider.
Simply the best, easiest and most comprehensive prepaid debit cards out there today, the MetaBank NetSpend prepaid Visa card provides bank account quality and flexibility without the fees and limitations commonly associated with traditional banking. From the ease of loading manually, to setting up for direct deposit, customers can expect quick and easy access to their funds while having the peace of mind that their money is safe.
Aside from the great features associated with the card, managing your account is easy and straightforward. The best way to manage your money is to do your banking online through the account management tool they provide. You can check your balances 24 hours a day, adjust and customize your account settings and find a wealth of answers to commonly asked questions easily and quickly.
With all of these features and options for next to nothing makes the NetSpend one of the best prepaid Visa card providers out there today. Combine that with the ability to earn interest through a savings account program they offer, there is no better company to partner with to help you make your money work for you. Simple registration, low fees and easy access are all what makes this the most user friendly prepaid provider there is.
No matter if you just want to buy a couple of pre-loaded cards to give as gifts to people, or you are interested in using it as your primary banking tool, the MetaBank NetSpend prepaid Visa card is the best choice there is. More like a bank card, you will hardly know that the service you receive and flexibility you can have comes from doing business with a prepaid Visa company. |