• The MetaBank Silver Prepaid MasterCard is great for those on a budget, or for teaching your kids how to budget, because it allows you to place only as much as you can afford on the card.

• There are many different ways to reload the card with cash. With PayPal, wire transfers, MoneyGram, Western Union, country wide retail outlets, and even no cost direct deposit, loading your card is a cinch.

• You can build or rebuild your credit with ease. Every single time a bill is paid with your SilverCard, PayFit will report it. Since the card is secured, there’s never any fear of being reported for late or missed payments.

If you are traveling and don’t like the idea of carrying cash or traveler’s checks, the MetaBank Silver Prepaid MasterCard is the perfect solution.  You have your vacation funds readily at hand and it doesn’t have the same level of risk of carrying cash.  Most standard credit cards are going to carry a higher limit, thus increasing your exposure should the card be lost or stolen.  By getting a MetaBank Silver Prepaid MasterCard for vacation and travel expenses, you can limit the amount of potential loss.

College students are perfect candidates for a prepaid MasterCard. At that age, most college students seem to miss the concept that when charging to a credit card, it must be paid back. The MetaBank Silver Prepaid MasterCard gives these students the experience of using the card to charge expenses without the possibility of a huge bill showing up at their parent’s house later.  Having the card allows the parents to be control and fund when necessary. 

If you’ve been a victim of the recent economy, you may not have a credit card, which as you know, seriously limits how you live day to day life.  Gone are the days where people prefer cash. Everything is done electronically and without the ability to pay with plastic, you may not be purchasing at all.  Most online purchases today are done with a credit or debit card. Even PayPal requires some form of card payment information.  The MetaBank Silver Prepaid MasterCard provides the perfect solution to this problem.  If they accept MasterCard, they’ll accept this.  You have no minimum balance requirements or credit checks to worry about. You can also use the PayFit Credit Builder program to get your credit back on track.

There are fees associated with the MetaBank Silver Prepaid MasterCard. The fee for activation is $9.95 and you will also be charged a monthly fee of $3.95 for every month the card remains in open. For a secondary card or a replacement card, you will be charged a fee of $4.95. ATM withdrawals are charged a fee of $1.95, providing that it is a domestic ATM that you are using. In addition, you will be charged a $0.95 fee for each retail convenience transaction, as well as for balance inquiries at domestic ATMs, ATM declines, and retail declines.
Adding funds to your MetaBank Silver Prepaid MasterCard couldn’t be easier.  You can add cash instantly at many popular businesses in your community. With the large selection of places to choose from, you should never have to drive far to fill it back up.

Have funds in your PayPal account? You can transfer the funds from PayPal directly to your SilverCard.  Prefer things to be on auto pilot?  Set up your direct deposit to be applied directly to the card!  This way there’s no running to the bank or even having to drive to the nearest transferring location.  You can also initiate a wire transfer from your bank to be applied directly to your card.

The MetaBank Silver Prepaid MasterCard also comes with free online statements.  You can access your account online for free, 24/7. This convenient online storage of statements means you don’t have to keep a large number of documents laying around the house for your records. Just log in and they’ll be there. This means no filing or organization on your part. With your Prepaid MasterCard’s helpful online access, you can stay on top of current balances, payment history, and spending summary.  By looking at your activity online, you can quickly see areas where you might need to cut back on spending, thus helping your monthly budget.

Receive alerts and daily text messages sent to your cell phone. You control these alerts and messages by logging in online. You can specify how often and when you want to receive them. This way you’re in control, and you can stay on top of any potential issues before the money’s gone.  Knowing what your current balance is will spare you the embarrassment of being declined by the merchant.

Use the MetaBank Silver Prepaid MasterCard’s Automated Voice Response system to get current balance information. This service is provided free of charge and can be convenient if you don’t have a cell phone. You can call in at anytime from anywhere.

Are you trying to rebuild your credit? With the MetaBank Silver Prepaid MasterCard you are automatically enrolled in the PayFit Credit Builder Program.  When you use the online bill payment, your payment history is sent to a credit reporting agency to show that you are consistent and reliable in paying your bills every month.

What do consumers like best about the MetaBank Silver Prepaid MasterCard?

The security of using a prepaid MasterCard makes it very appealing to those who have fallen victim to credit card fraud or just had their credit card stolen.  By allowing you to control the limits on the card by how much you transfer, you get to decide what you want to risk.  If the card gets lost or stolen and the thief tries to use it before you’re aware, he will be limited to what you decide is an appropriate amount.  Although technology is improving all the time, hackers and would be thieves still loom in cyberspace. Some online shoppers have gotten a MetaBank Silver Prepaid MasterCard exclusively for purchasing online.

If you suffered from financial setbacks, causing your credit score to drop, you know how difficult it is to rebuild. With the PayFit Credit Builder program, you are given another opportunity to rebuild your credit.  By paying your bills online through their bill pay program you are establishing a history of consistent monthly payments that is sent to a credit reporting agency. With access to your account online, you are in a perfect position to monitor your spending and keep control of your budget.

In this age of technology, another favorite feature of the MetaBank Silver Prepaid MasterCard is the text and email alerts. You can set up your account to send you alerts on balance thresholds and activity when and how often you want. If you’re on the train on your way home, you can get the latest balance automatically and also be warned of any activity.  Being aware of activity on your card will allow you to quickly stop any unauthorized purchases immediately, minimizing your loss potential.

If you like to shop online, or just need a fresh start, the MetaBank Silver Prepaid MasterCard is the card you need.  Apply today and take control of your budget and your life!