• Cash Back Rewards –This program is rarely offered on prepaid cards.  With this feature you can actually earn money on your purchases.

• Parental Control – Using this program is an ideal way to teach your teen to be financially responsible.

• Multiple Card Designs – With the many designs available, you can personalize your card to reflect your personality and style.

The MetaBank Upside Visa Debt-Free Prepaid Card offers many unique features that make it stand out against many other prepaid Visa cards.  With their online check feature, you can login online, specify the payees, and the checks will be mailed right out. No need for stamps and envelopes and running to the post office.  Their online program makes it easy to check transactions and monitor your balance in real time.  This is not only convenient but allows you to easily monitor your account to track your spending and quickly identify any potential unauthorized transactions.

You can set up your account to receive email alerts on balance amounts you specify. With your busy schedule you may not be aware that your available balance is getting low and with email alerting of low balances, you’re avoiding the embarrassment of being declined at the checkout counter.

The MetaBank Upside Visa Debt-Free Prepaid Card offers many convenient ways to transfer funds to the card.  There are many trusted local merchants that offer this service.  Simply let them know you wish to fund the card and they’ll be more than happy to help you out. Another option that many people find useful is to set up direct deposit through their employer.  With this option, the card is funded each payday. After a quick verification that the funds are there, you’re ready to begin using the card to pay bills, shop for groceries, or go out to dinner.
One big feature that few other prepaid cards offer is the cash back rewards program. You can earn up to 10% cash back on purchases made at over 200 merchants.

Do I really need a prepaid Visa?

For those who might have credit issues, a prepaid Visa is an ideal solution.  In today’s world, plastic is still the payment method of choice.  It’s no wonder since it’s fast and convenient and creates a history of everything you buy with the swipe of a card.  But if you don’t qualify for a standard credit card any longer, that convenience is no longer available to you thus forcing you to pay with cash. This limits your purchasing power and you might find yourself left out in the cold.

Without some form of plastic, renting a car, booking a hotel room or purchasing anything online are not options that are accessible to you.  If you have a MetaBank Upside Visa Debt-Free Prepaid Card, you’ll not only be able to make these purchases, but have an easy method of staying on top of your spending.  Since you can only spend money that you have placed on the card, you are in control of your buying limits.  There’s no temptation to make a purchase with a bill coming due later.

The parental program is ideal for parents with teens. You can have a card issued to your teen where you are in complete control of the balance that is available to them. This way, your teen learns to spend money responsibly while staying on a budget. Teaching young adults the value of money is an important lesson that is often forgotten when raising children. As adults, we immediately see how things that we buy on a daily basis impact our monthly budget.  If you get a MetaBank Upside Visa Debt-Free Prepaid Card for your teen, they can start learning how small, seemingly unimportant, purchases can quickly add up. This begins to give them a greater appreciation for the expenses of day to day living. When they’re ready to move out on their own, having this experience puts them miles ahead of those who have had no financial education.

Even if you have perfect credit, being debt free offers enormous peace of mind. With those high limit credit cards in your wallet, there’s always some item that is just too tempting to pass up, whether you can afford it or not.  By limiting yourself with the MetaBank Upside Visa Debt-Free Prepaid Card, you’re prevented from giving in and purchasing it anyway. You can fund the card with amounts that you know won’t break the bank and you won’t receive a bill a month later.  You can use the online access as a budgeting tool.  With this convenient feature, you don’t need to wonder where all the money went. It’s right there in black and white in the form of an online statement. These statements give you an immediate snapshot of your spending habits, allowing you to see areas where you might need to cut back.

Sometimes things get out of hand before we realize that we’re in a rough spot. You might have had a checking account where you made a mistake in addition or someone wrote you a bad check.  The fees associated with these scenarios can quickly put you in the hole with your bank. If things are financially tight, you can barely afford this month’s rent let alone an additional $100 in overdraft fees. Due to your inability to pay, you are now unable to open an account at any bank and now you have no other option than to take your paycheck to a merchant that is willing to cash your check.  Of course, they are going to charge you a percentage; thus creating an additional cost for you.
If you find yourself in this situation, the MetaBank Upside Visa Debt-Free Prepaid Card is a perfect alternative. There’s no interest or late fees and you can’t overdraw the account because you are only allowed to spend what is currently available on the card. You can set up direct deposit through your employer so that you don’t have the hassle of having to go anywhere to deposit the funds.  You can pay your bills online, with the amounts being deducted immediately. They mail them out and you relax knowing that your bills are paid. You can also use your card for those monthly necessities anywhere Visa is accepted.

No matter what your financial situation is, the MetaBank Upside Visa Debt-Free Prepaid Card can be a useful tool in your budgeting arsenal. With having instant access to balances and transactions, you are always on top of where your money is going. Knowing where you’re spending your money is the key to keeping you on track. With their very low fee structure, the card is not only convenient, but very affordable.

It doesn’t matter whether you are rebuilding after financial loss, or just wanting to remain debt free. The MetaBank Upside Visa Debt-Free Prepaid Card is an easy convenient way to control your spending and gain peace of mind!