• Cash Back Rewards – You can earn cash back on purchases made at merchants that you already shop at.

• Mobile Ibankup Website – You get access to the mobile version of the website.  This makes accessing your account from anywhere a snap.

• Facebook – With their innovative Facebook widget, you can access your account directly from your Facebook page.

The Ibankup Prepaid Visa, issued by MetaBank, is a unique prepaid card that offers the cash back rewards program.  With the cash back rewards program, you can earn cash by shopping at certain merchants that you already frequent. Loading the card is easy, as you can utilize many local merchants to add funds to your card. In addition, if you set up direct deposit through your employer, your card is funded every payday for free.
Their online portal makes keeping track of your account effortless. Simply log in and check balances, look at transactions or even pay your bills.  With this one stop shop, taking control of your finances couldn’t be easier. In addition, they offer a mobile application so that you can check balances on your account right from your cell phone.  Have a Facebook account? Their unique Facebook widget allows you access to your account right from your Facebook page. You can also set up alerts to be notified of when your balance is too low or when there might be suspicious activity.

The Virtual Checking Account feature allows you to pay bills with a few clicks of the mouse. Since the amount of the check is deducted as soon as they issue it, there won’t be any checks sent out without the funds to cover it.  This saves you the time and aggravation of having to purchase stamps and fill out envelopes.

Is this card just for people with bad credit?

The MetaBank Ibankup Prepaid Visa is not just for those who have bad credit. With the credit crunch affecting everyone, many people are realizing that the spending habits that we enjoyed in the recent past are not the best practices for the future.  You can pay off those credit cards and still enjoy the power and convenience of shopping with plastic. You just add funds to the card and shop as you normally would.  With email alerting you can be notified of when you need to fill it up again and you can be informed of potential fraudulent transactions.  With convenient online access, you can keep track of your money by monitoring your spending. With this useful tool, you can easily see where your money is going each month.  If you’re always on the go, you can access the mobile version of their website on your phone. This way you can have access to your account at your fingertips no matter where you’re at. You also have the guarantee and peace of mind with Visa’s security policy so it’s safer than carrying cash.

Parents are realizing that when their children move out on their own, that although they may have had the highest SAT scores, their financial education has been woefully neglected. The MetaBank Ibankup Prepaid Visa offers the perfect way to begin teaching your children about financial responsibility and good spending habits.  Too often, our kids act as if money grows on trees, not understanding how a daily $6 latte can add up to $180 every month. By giving them access to the site to look at the card statements, they can quickly gain an understanding of how many smaller amounts add up to one big amount.  Armed with this information, you’re helping your kids to make better choices on what they buy and weigh want versus need.

If you are unable to open a bank account, you are at an extreme disadvantage when it comes to managing your finances.  You have to pay to have your check cashed, purchase money orders to pay your bills and then you are vulnerable by having to carry cash around. You might want to consider the MetaBank Ibankup Prepaid Visa as a viable option.  There’s no credit check and no worry of an overdrawn account. You can never spend more than what’s available and you can have your paycheck applied right to your card every payday. There’s no more running out to the check cashing place, purchasing all of those money orders, spending another hour filling them out and then mailing them.  Not only will you save on the cost of stamps and money orders, but you’ll have a lot more free time to do the things you want to do. You can relax on payday and head out to enjoy yourself instead of dealing with tedious paperwork.

If you are in the unfortunate position of having bad credit, the MetaBank Ibankup Prepaid Visa can help you live like you use to, but without a mound of debt. It doesn’t matter what happened to put you in this situation, with the prepaid Visa, you can move forward and take control of your finances. You can’t over spend with this card because your limit is one you specify. You will never be able to purchase an item if there aren’t sufficient funds available.  This eliminates overdraft fees and overage charges.

With no credit check required, getting a MetaBank Ibankup Prepaid Visa is easy. You just apply online and you’ll receive your card soon after. With direct deposit there’s no need to worry about applying funds to the account. It’s there every payday and you can start using the card to make purchases as soon as your paycheck is available. You can use the Virtual Checking Account to pay your bills without ever having to leave the house. Their online access gives you an immediate view of your account balance and transaction history. This is all done in real time, so there is no question as to whether the balance is the most up to date.

The MetaBank Ibankup Prepaid Visa is the best solution to many financial difficulties consumers face today. Our economic outlook has changed drastically and people are looking for more efficient ways to handle their money and climb out of debt. In today’s society, paying with plastic is still respected and revered and often is the only method of payment accepted. If you don’t have a card, you’re unable to buy. This can make day to day living difficult so prepaid cards are a convenient solution. Not only does everyone qualify, but it’s accepted wherever the Visa logo is displayed.

When you need peace of mind and control over your monthly spending, the MetaBank Ibankup Prepaid Visa makes managing your finances a breeze without putting you further into debt. By minimizing the amount of outstanding credit, not only are you helping yourself today, but you’re making the future more secure for your children.