• With only a very low monthly fee, you won’t get eaten alive with high interest rates or late fees.  These types of fees can often take over any available balance you might have.

• There’s no credit check or minimum balance required.  All you have to do is transfer money to the card and activate it. It’s that simple.

• Online access is a convenient way to keep track of your spending and monitor your account for unauthorized activity, putting you in control.

Getting your new Green Dot Gold Prepaid Visa Card, issued by Synovus Bank, is very easy. You can either purchase it at one of many respected merchants, or you can order it online. It only takes minutes to activate and then you’re ready to go. Once activated, you can begin using it just like any Visa card.

When you need to load the card, there are several local merchants where you can have funds added to your card’s balance. You can also initiate a transfer from your bank directly on to the card.   Don’t want to bother with funds being loaded on the card? You can set up direct deposit to automatically be applied to the card, free of charge.  Once you’re paid, you’re ready to go.

Often, with standard credit cards, fees and interest can accumulate at a rate you can’t keep up with. There’s no worry with the Synovus Bank Green Dot gold Prepaid Visa Card. With nothing other than a very modest monthly fee, you won’t see your balance dwindle, being eaten up by late fees, interest or overdraft fees.

Need to check your balance?  With easy online access, you can check your balance anytime.  You can have all of your statements kept securely online, no mounds of paper lying around the house. With electronic statements you can watch your spending and stay on top of any unauthorized transactions.

The Synovus Bank Green Dot Gold Prepaid Visa can be used at millions of in-network ATM’s for worldwide, free of charge.  If you need cash, it works just like an ATM card, giving you access immediately.

Why would I use it?

Need plastic but no longer want credit cards? Many people have opted to pay off credit cards, wanting to be in control and return to an age where if you couldn’t afford it, you didn’t buy it.  Unfortunately, with the knowledge of a credit card sitting in your pocket, it’s not always easy to resist temptation.  Although you may enjoy what you purchased, the reality check comes a month later when you get that bill. A Synovus Bank Green Dot Gold Prepaid Visa Card is the perfect solution.  Your limit is what you decide it is. This prevents frivolous spending where you might have purchased something that you shouldn’t have, leaving you to regret it later. Having this control helps keep you on a budget and allows you to better track your spending.

In addition to the convenience of a Synovus Bank Green Dot Gold Prepaid Visa Card, you also have the added piece of mind with its security.  By being in control of how much is placed on the card, you can limit your exposure to fraud and theft. Many are using it for the sole purpose of shopping online, with thieves having access to minimal amounts of their hard earned money. However, shopping online isn’t the only place you can be at risk. With all of the advancements in technology, would be crooks are continually inventing ways to get something for nothing with the average consumer suffering the loss.  It can often be days before you realize that your card number has been compromised. All credit card companies have a time frame in which they require you to report unauthorized transactions.  You might not discover these transactions until time has run out.  If you had a high credit card limit, you could be responsible for thousands of dollars that you’ll never see again.  With a limited balance on your Synovus Bank Green Dot Gold Prepaid Visa Card, your risk is greatly diminished.

A prepaid Visa card is also a great way to teach college students the value of a hard earned dollar and how to budget.  Without ever having had to be fiscally responsible, many would-be grads have no idea how much money is required simply to live every month.  By putting their monthly budget on the card, they can watch what happens as they spend it.  They will become aware of how quickly the money can disappear by purchasing items they previously had given little thought to.  Those six dollar designer coffees they buy every day will quickly eat into the budget.
If like many others, you have lost your job or had some other life altering event that has reduced your income; your credit can take a beating.  Without some form of plastic, you are unable to buy tickets to the big game that are quickly running out, or you are unable to book that romantic get away with your spouse. Without the ability to enjoy life’s simple pleasures, your mood and overall sense of happiness begins to flounder. You don’t want to be in debt again, but it seems today’s society requires some form of plastic. The Synovus Bank Green Dot Gold Prepaid Visa Card is the perfect alternative to getting yourself back into debt while allowing you to live again while you rebuild your life. You can start getting out and living like you used to, this time on a budget.

If you like to travel, you know that there is always a concern with carrying cash.  With a prepaid Visa card, you also know that the card is a much more secure option.  All you need is the one card; you don’t have to open your wallet showing wads of cash or traveler’s checks.  People that prey on tourists look for these sorts of things and without it, you won’t appear as an easy mark.  If you need to control your spending on vacation, of course you do it the same way as you would in your hometown.  Simply fund the card to a limit that you’re comfortable with.

Next time you are out with friends, you can pick up the tab using your Synovus Bank Green Dot Prepaid Visa Card. Today, plastic is still revered and respected as a means to pay the bill, and with the prepaid Visa option you can pay without going into debt. Your friends won’t know the difference and you won’t worry about paying for it later.

With its ease of use and worldwide acceptance, the Synovus Bank Green Dot Gold Prepaid Visa Card is gaining in popularity and becoming the plastic of choice.  You can shop with confidence and control your budget with minimal effort.