• Low fees and no minimum amount required for cardholders. The Green Dot Prepaid MasterCard or Visa is competitive on fees, and it is also guaranteed to be approved.

• Free online account management. Keep on top of your balances and transactions with the free 24/7 account management and financial tools, which includes free emails or text alerts. Helpful customer service is standing by for any question you may have.

• Free Bill Pay Program. Pay your bills with your card with ease and comfort.

Green Dot is the largest cash reloading network in the U.S., and it is a leading financial services company. The Green Dot Prepaid MasterCard or Visa issued by Synovus Bank is a great card to have and you can be confident to use it. The card is easy to obtain, and is designed for people who have bad credit and can’t get a typical credit card. No bank account is required to become a cardholder and no credit check is ever conducted when you apply. You simply have to be a resident of the U.S., at least 18 years old and supply a social security number.
A prepaid card is a hybrid: it is not a credit card and it is not a bank debit card. You load money to the card (that is the “prepaid” part) and then use it to make purchases or pay bills. You are not extended credit and you don’t pay interest charges. It is similar to using a bank account – you may spend what you have. Using a prepaid card is a good way to manage your budget, spend what you have, avoid overspending, and control your purchases with the convenience and necessity of the card. 

Is a prepaid card like a gift card?  No, it actually looks like a credit card to the public, necessary today for so many types of transactions. With this card, you will be able to make ATM withdrawals, check your balances and transactions, and use it to pay bills or make purchases, unlike with a gift card. In fact, you can make purchases anywhere Visa debit cards are accepted: shops, online purchases, airlines, restaurants, and hotels. An additional feature of the card is that you can pay your bills with it. The Green Dot Prepaid MasterCard or Visa from Synovus keeps you within your budget and makes your life easier.

Just because you have had a bad patch and can’t get a credit card doesn’t mean that you won’t need a card. For instance, you have an emergency or unexpected funeral to attend across the country. But without a card, you can’t make an airline reservation, hotel reservation or even get a rental car. With the fast and free application to the Green Dot Prepaid Card, you have found the solution. Apply today and don’t be caught unaware when an emergency comes up.

There are no minimum balances required with your Green Dot Prepaid MasterCard or Visa Card, and loading money to it is very easy. Choose free Direct Deposit (for your paycheck or government check). This is easy to set up with your employer, and your check will instantly transfer to your Green Dot Prepaid card at pay time.  You can also load your card at retail locations, do bank ACH transfers or even make PayPal transfers. There are many retail sites (such as pharmacies, grocery stores, Western Union, 7-Eleven, etc.) where you can load your card. The website has a search tool to help find all the sites near you. There is never a worry to get cash to your card.
Check your balances and transaction history with your online account at any time. In addition, you can request a free account alert service that sends you an email about transactions, or you can also register for text alerts. Choose Daily Balance alerts, Weekly Balance Alerts (sent Mondays) and Reload Now alerts, when your card balance reaches $25 or less.  This adds even more convenience and ease to be on top of your Green Dot Prepaid Visa and MasterCard, anytime and anywhere.

Online bill pay is a great feature. You can set up monthly payments, make any bill payments through the card and easily oversee all transactions. You simply sign up for the free service and take one more step to organizing and controlling your life.

The Synovus Green Dot Prepaid MasterCard or Visa Card has features you can’t beat. Cardholders will have free direct deposit (transfer of paychecks or government checks), no interest charges, never any overdraft or penalty fees, but you will get automated customer service, and free 24/7 online access to statements, email and text alerts.
Using the Green Dot Prepaid MasterCard or Visa card is safer than cash, and having it gives you access to so many more ways to make payments and purchases than just cash or money orders with fees attached.

The cardholder fees are affordable.  Monthly fees of $5.95 are waived in any billing cycle when you load at least $1,000 to your card OR make 30 purchase transactions (not including ATM balance inquiries or online bill payments).  ATM withdrawals are free at the participation ATMs (a full list is available on the website); otherwise the fee is $2.50; an ATM balance inquiry is $0.50. A replacement card (lost/stolen) is $6.00. If you would like a second card, the fee is $4.95. Are there any limits for cardholders? The minimum initial load is $10.00, a daily cash load limit is set at $2,500 and no more than $10,000 can be loaded in one direct deposit. A daily ATM withdrawal limit is $400 and the daily spending limit is $2,500.  Please do check on the latest fees or any changes when you apply for the card.

The Green Dot Prepaid MasterCard or Visa from Synovus could be a good choice for parents whose children are away at college. What better way to get money to them safely and quickly, and what better and safer way for the student to use the money. No cash laying around the dorms. Parents can help teach students about budgets and spending within their means with the card, too, and avoid nasty surprises that could occur with a credit card.
Synovus is one of the larger community banks in the U.S. and they bring FDIC insurance to your card. Green Dot is a strong financial services company. You can feel safe when using the Synovus Green Dot Prepaid MasterCard or Visa card, and you can stop carrying around wads of cash and stop paying those check-cashing fees today.